I'm 20 and got no one I can put on it. area isn't the best but not the worst. Zak can attest to how high the quotes I get are as we have been talking all day about it.Originally Posted by Ttaskmaster
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£99999999999999999999999999999999999999999999999999999999999999999999999999999999999999999999999999 99999999999.98
Last edited by MLyons; 18-08-2017 at 06:05 PM.
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Maybe you are thinking of GTI version of a small car.Indeed, have even heard of someone getting a good quote on an Alfa 156 2.5V6, which incidentally should come with leather seats for easy wiping off of that moulting hair
Congrats on the test!
If you are a learner driver,buy the cheapest lowest insurance car you can get away with.
Build up your no claims up and then consider something larger or sportier.
There is a reason smaller cars hold their value longer,since they are cheaper to insure and cheaper to run.
Even my mates who are into sportier cars now,started with small,low capacity gutless wonders of cars,so by the time they had proven they could actually drive before crashing into everything(with a more basic car),they had a nice no claims bonus built up.
The one mate I know who didn't do that ended up paying stupidly high premiums and he was throwing his money away,but he lived at home and was doing a decent job so didn't care.
I would say do go boring. Zak will also attest to how entertaining the contrast will be once you can finally justify the costs to drive something more exotic.
It's not only that, but also your own safety. Going straight into something fast and sporty is just foolish. It takes a good 2-3 years of driving to build up all the muscle memories and experience you really need, so dont take any chances with something you don't yet understand.
My girlfriend was driving for a while as a named driver so had no bonus. I insisted she got a proper policy and even at the age of 31 with over 10 years driving experience, her quotes were still £600-900 on a 1.7 Diesel Meriva :/
... just gotta do the time, man.
CAT-THE-FIFTH (18-08-2017)
Well as we know from your one,its a blooming Tardis!!
This. You learn a lot form experience too.
As I think you have probably realised, ignore Fiestas, Polos, Corsas etc that every first driver gets and invariably crashes.
Try something like a Bora, Jetta, Astra, Focus, Mondeo etc. Go up a size but keep the engine to a 1.4/1.6 or low power diesel. See what that does. Also, consider a telematics box if you have to. Will keep you driving like Miss Daisy - which will mean (hopefully) no crashes, a clean licence, and cheaper insurance in the future.
Saloon cars are also good options, but sometimes the engines tend to be too big or they are old (knackered) luxury cars which cost a bomb to run.
My first car (at a similar age) was 2.2 diesel Civic, but I had some NCB from a motorcycle under my belt, and it came out at circa £1200/year.
From about the mid '80s the Skoda quality issues seemed largely ironed out, but they still had the stigma of the awful early cars that were imported into the country. So they used to be really good value. Now everyone considers them a VW and the price has risen accordingly.
Nope, I'm thinking saloon car that only enthusiasts or grandads tend to buy. A classic car can work out very cheap, specially if you are in an owners club. But it is statistics lead, so choose something that young lads don't usually prang. Some cars like Volvos attract people who crash a lot of all ages and hence want to choose a "safe" car so they have traditionally been really expensive to insure
I was a couple of years older when I first insured my rover, and I had a bit of licence-hood under my belt, but my insurance was half what you've been quoted. That was with a black box, of course, and I used the meerkats to compare. Could be the extra time I'd had my licence, could be the rover driver stigma - I think it's definitely worth avoiding typical first cars.
Well I don't know about that,maybe all my mates just looked more carefully but I still don't agree that a learner driver should be getting anything but low insurance group,boring car. Trying to choose an older car which is less forgiving or a bigger car which is much more powerful is really not a good idea IMHO,especially since most people learn in smaller cars and you lack experience!Nope, I'm thinking saloon car that only enthusiasts or grandads tend to buy. A classic car can work out very cheap, specially if you are in an owners club. But it is statistics lead, so choose something that young lads don't usually prang. Some cars like Volvos attract people who crash a lot of all ages and hence want to choose a "safe" car so they have traditionally been really expensive to insure
I get Hexus is full of car nuts,but seriously I don't agree at all someone with limited driving experience should be getting a large saloon car with a huge engine,especially tax and fuel consumption is going to be higher too,especially in the UK which is not the size of the US,where an small car might explode with the kind of distances over there.
IIRC,I think another mate went that way with a 2.0L Mondeo and his premiums were still higher than my mates with similar age Fiestas with a smaller engine(this was yonks ago though). The other mate I referred to,bought a Mercedes as his first car,and the insurance was silly. But he lived at home,and didn't pay rent,so didn't really care.
Edit!!
187BHP Alfas and RX8s to someone who just started driving?? I mean really?? Can you imagine how easy it would to get a speeding ticket with such a car. Forget the cost of the tires,and other bits on the car too.
Imagine how hard it would be to get a speeding ticket in an Austin Metro by example??
Look at what Bagnaj97 suggested - he has one.
The Roomster is not sexy but its cheap to run,very reliable,is not going to be really be that desirable to thieves,and is not expensive to insure. Hardly anyone is going to mod a roomster as the next Vauxhall Nova(well not many at least).
Something like that is boring but very practical. Plenty of cars like that - don't need to get the modern equivalent of an A3!
It was his second car,after his first one(less said about that the better!).
Honestly,OP Biscuit is right on the money here,especially about safety too:
Just get a more basic practical car. Not some overpowered jobbie - and think how much parts for some of these saloons are going to cost(like the Jags) if you have a knock or need parts during servicing.It's not only that, but also your own safety. Going straight into something fast and sporty is just foolish. It takes a good 2-3 years of driving to build up all the muscle memories and experience you really need, so dont take any chances with something you don't yet understand.
The most important thing is to get a few years of no claims under the belt,not to get any points on your license and get the experience of actually driving.
Thats my 2p.
Last edited by CAT-THE-FIFTH; 19-08-2017 at 12:50 AM.
CAT-THE-FIFTH (23-08-2017),ik9000 (19-08-2017),peterb (21-08-2017)
Ha, nice diagram.
Another possibility is, how much can you spare a month for a car? A family member got herself a brand-new VW Up not long after learning to drive, cost her £100/m. My Renault Zoe electric car is £175/m including batteries. Costs me about £15/m on electricity vs £200 in my petrol car. Neither of these vehicles have any power to them, so should be insurance friendly.
Did you have to put down a large deposit to get that deal, on a new zoe the nearest I can find is £180 + 60 battery hire. If I could get it under £200 I might be tempted.
Roomsters aren't made anymore and are quite hard to get 2nd hand (if you care about the spec and condition that is). I've got one, it's ok. Would have preferred a Fabia estate for the bigger boot (the Roomster can become a van but you lose the rear seats. It's fine day to day but if I want to shift my guitars around I have to drop the rear seats to get them in - didn't have to do that in the Fabia estate. There wasn't much difference in insurance between the two. Roomster was marginally cheaper, but I think that was due to the engine spec I ended up with rather than the car itself.Look at what Bagnaj97 suggested - he has one.
The Roomster is not sexy but its cheap to run,very reliable,is not going to be really be that desirable to thieves,and is not expensive to insure. Hardly anyone is going to mod a roomster as the next Vauxhall Nova(well not many at least).
Something like that is boring but very practical. Plenty of cars like that - don't need to get the modern equivalent of an A3!
Congratulations on passing your test.
The roomster is similar in its role to the Meriva, kinda a crossover between hatchback/estate/MPV. Still small enough to be first driver friendly but big enough to be very practical.
The Seat Altea also fits that mould and they dont look nearly as awkward, but probably wont find a good one in your price range.
Honda Jazz might be an interesting option. Dull as poo to drive but should offer solid reliability and still very practical.
Mason got a quote on my Honda CRXDel Sol VTEC for a laugh
was only £4k so he's gonna have three of them.....
not
Tried getting a quote on a Defender?
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