I have a very big problem, and this is going to need somebody who's been in a similar situation to help with. But please do so if you can.
The situation starts that I am a personal eBay seller, buying and selling for myself mainly, often for close family, and sometimes for friends.
So on eBay I'm selling things as always, although in this particular week I sell my own laptop for £825, and buy one for £590, as well as a mixture of other items bought/sold totalling approx £250. The payments for these items all appear to have gone through totalling £1700 - then bang; an e-mail arrives saying PayPal account limited. This means that things I have bought totally about £750, the sellers want either the items back or the money paid by another method. Nearly all of this (including the laptop) are for people not in immediate family and hence do not want to pay again, and want to keep the items. This means I have to magic up another £750, but on top of this I am down £950 myself, which further complicating matters I owe to my parents.
Now consider that I'm short of £1700 and don't have a PayPal account by which to receive money for things that I do sell, so bigger problems. And just for reference, I'm a student who hasn't got a single penny spare, let alone £1700 that can just appear from nowhere.
So stuck in this position I followed the instructions sent to me, sent int the required details to PayPal, telling everyone that it would be ok shortly and honestly expecting that they would unfreeze my account in a few weeks and all would be good again. But alas, the send the confirmation that they've received my details, and the next e-mail from them says:
We have reviewed your PayPal Account, and due to the excessive risk involved, we would like to begin parting ways in a manner that is least disruptive to your business.
Please reply to this email by logging in to your PayPal account and filling out the Limited Account Access web form to facilitate the disbursement of any funds remaining in your PayPal account. You can locate the web form by typing the following in your browser: https://www.paypal.com/emailus, choosing the topic "Limited Account Access," clicking "Continue," and writing your instructions in the message box.
Disbursement can be handled in one of two ways:
1. Your remaining account balance can be used to provide refunds to your buyers (if applicable).
2. Your remaining account balance will be held in your PayPal account for 180 days from the date your account was limited. After 180 days, you will be notified via email with information on how to receive your remaining funds.
If you choose to provide refunds to your customers, please log in to your account and contact us with a list of transaction IDs for the buyers that you would like to refund.
We thank you for your prompt attention to this matter and apologize for any inconvenience this may cause.
PayPal Account Review Department
So now you can imagine I'm like **** etc... as I watch my life flash before my eyes. I found the number for them and they are just utterly useless, they don't tell you anything and certainly won't give me a reason for the closure of my account; just that there is "too much risk involved" and won't give me anybody important to speak to.
So what I am appealing for is please please please anybody who can help me out in this situation, and advise, personal experience etc... that may help me through this situation.
Thank you very much for your time,