I have a Coolermaster bronze 650W PSU, modular, and it is still running fine, not too loud. I've been using it since 2012.
I am considering upgrading my PC to new motherboard and CPU, but I would like to keep the PSU. Is this risky? Could there be the risk that the PSU is now getting "too old" and could die? FWIW, the new system would not need more than 400W at best.