To cut a long story short, someone backed into me at a T-junction saturday evening. On first inspection it only looked like she broke my indicator. She wants to avoid an insurance claim and says "she will pay for any damage". I get home, have a proper look and it appears that she bent my wing as well. I speak to her on the phone to tell her this.
The next evening I drive my car at night for the first time, I notice the headlight is bent badly out of place, the second I finish the journey I text her to say that the headlight is also damaged.
Yesterday (monday) I get a quote for the bodywork repair and today I do the same for the new headlight unit, I tell her how much she will have to pay to resolve the damage.
She is now suggesting that I am making things up as I go along and saying she will pay for the indicator and go through insurance for everything else.
Will this affect my insurance in anyway (ie NCB)? She claimed full responsibility and I know the accident was 100% her fault.
I can pretty much prove she bent the wing too (as she has a dent in her car now that matches that position in relation to the towbar cap to my indicator (the cap is actually still lodged in my car), she knows about the cap, but I havent told her i noticed the dent.
Any advice? :/ thankee