Best way to accept Credit Cards online.

[Bazzlad]

What is the best way to accept credit cards online that ISN'T paypal - I want to start e-commerce, but don't want to jump straight in with a merchant account.

Any one got any experience here?
(NB thinking of using ZEN cart)

[tiggerai]

Worldpay?? Maybe i've got the wrong end of the stick!

Google checkout?

[TheAnimus]

I'd recomend looking at merchant accounts, they tend to be a much better bet.

If your doing anythign e-commercie and taking money, you WANT a business account. Many banks like entrapreners because SMEs are they ones they can really screw for money. As such many places offer a free bank account, with low cost add on merchant services if you haggle.

How much are the items, how many you sell a week, how much is the average order, how many times will the same person buy from you?

[Bazzlad]

That's why I'm not sure I want to open a merchant account or any with a reoccuring cost - the path is unknown.

It's an exporting business and profit wise, we'll make a 25% mark up on top of quartlly VAT 17.5% returns, so profit will be good - however, we don't know quantity yet.

If it takes off it could be a nice little earner, and to be fair, we're the only people in the market who will offer online sales - no one else does (market research) and we have other USPs.

So I want a way to take CCs, with no reoccuring fee, and not to take the piss with percentages.