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Thread: Personal ePayments and Paypal

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    Senior Member oshta's Avatar
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    Personal ePayments and Paypal

    Ive just had printed a batch of window stickers (250) for a forum i run. And im now looking into the neatest way for about 50 members to pay me £4 for a pair of stickers!

    I have a paypal acount, and beleave its possable to do inter-paypal payments for free. But if there directly funded by a credit card, there a fiarly large surcharge, and i can only do two a year, or somthing daft?
    - Can some one explan exactly what the situation there is, is that latter just if the other person doesnt have a paypal? I had one like that when i sold somthing, but didnt enquire.
    - If the other member has a paypal (about 60% do) can do free acount-account transfers with that?

    Alternativly is there another way i can transfer a load of small amount of money about easly?
    Can i set up a little mini online shop or somthing? No Chex? Personal bank transfers?

    Sorry, i just really havent done this at all before, i only got my own bank account two years ago when i moved to uni. Though 6th formi just worked cash-in-hand keeping money in a book. lol.


    Daniel

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    Senior Member oshta's Avatar
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    Re: Personal ePayments and Paypal

    Can anyone just confirm that you can send money between (personal) paypal counts without a surcharge?

    I beleave this to be the case, with only payments from people without paypal acounts, who are using a credit card directly, attracting a surcharge. And also being limited to two per month, or somthing. With a personal account?

    Ive just spent an hour on the paypal site, and im really not geting anywhere with this!


    Thanks, Daniel

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    Re: Personal ePayments and Paypal

    It certainly used to be the case.

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    Re: Personal ePayments and Paypal

    I ALWAYS get charged when receiving money into my paypal account regardless of where it's come from (even if it has just come from someone elses paypal account)

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    It's good to be bad pauldarkside's Avatar
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    Re: Personal ePayments and Paypal

    Well according to this page, it's free to send money and free to receive money into your PayPal balance provided the payment is made using the same currency as yours. A fee would be applicable if you wanted to withdraw less than £50 but that's only £0.25 per withdrawal.

    Hope that helps.
    Last edited by pauldarkside; 08-10-2007 at 11:45 PM.
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    Re: Personal ePayments and Paypal

    If you have a "Personal" PayPal account, you can only receive funds made from somebody from their PayPal balance, and you will not be charged any fee. Bank/Credit Card funded payments cannot be received at all if you have a Personal account.

    If you have a "Premier" or "Business" PayPal account, you can receive payments no matter how they are funded but EVERY payment received will have a fee deducted of 3.4% + 20p

    Withdrawing funds from PayPal to your bank account (no matter what PayPal account type) is free for £50 or over, else 25p fee.

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    Senior Member oshta's Avatar
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    Re: Personal ePayments and Paypal

    Ahh, thats the page i need paul.
    - So my account it a personal account, so i can receave (and send) payments from any other paypal acount for free, as long as there not 'credit card funded'
    - And that money then ends up in my paypal balance, which i can transfer out if i wish (25p charge if under £50), or i guess just leave in untill i next buy somthing of ebay?

    Also, when i sold something i got a someone who paid using a 'credit card funded' thing, which used up one of my two-per-year solts, and cost 50p in charges or somthing.
    - Is that just when someone without a paypal acount uses paypal to pay me?
    - Becuase obvously nearly all paypal accounts are funded intially from a credit card? no?

    Sorry to be really slow on this, but ive got a head cold like knowones bussiness, and as im going to be doing it like 50 times, at £4 a pop, i would like to get it roughly right first time!! Although im planning to process just one or two at the bigginging.


    Daniel

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