natwest have finally annoyed me to the point where I'm changing banks.
I'll start with just pulling my bills account so basically I'm after an account that'll hopefully give me all of the following.
small or no monthly charge.
overdraft of £500.
internet banking.
All this account will do is get £220 a week deposited in it and then all of my standing orders/direct debits will come out of it.
Also something like TSB's "Grace Period" would be nice.
Suggestions?The grace period
From 2 November 2007, if your account goes over its limit, you’ll have until 3:30pm the same day to pay in enough money to cover all your payments so you can avoid overdraft fees. The money should be ‘cleared funds’ and there are easy ways of paying this into your account.


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