Page 4 of 7 FirstFirst 1234567 LastLast
Results 49 to 64 of 98

Thread: Save-a-quid-or-2 thread

  1. #49
    mutantbass head Lee H's Avatar
    Join Date
    Dec 2003
    Location
    M28, Manchester
    Posts
    14,204
    Thanks
    337
    Thanked
    671 times in 580 posts
    • Lee H's system
      • Motherboard:
      • MSI Z370 Carbon Gaming
      • CPU:
      • Intel i7 8700K Unlocked CPU
      • Memory:
      • 16 GB Corsair Vengeance 3200 LPX
      • Storage:
      • 250GB 960 EVO + a few more drives
      • Graphics card(s):
      • 6GB Palit GTX 1060 Dual
      • PSU:
      • Antec Truepower 750W Modular Blue
      • Case:
      • Corsair 600T White Edition
      • Operating System:
      • Windows 10 PRO
      • Monitor(s):
      • 27" Asus MX279H & 24" Acer 3D GD245HQ + the 3D glasses
      • Internet:
      • Virgin Media

    Re: Save-a-quid-or-2 thread

    I'm quite lucky in that near work we have Asda and near home I have a Tesco so I can take advantage of the offers from both places to get the majority of the shopping at quite a cheap price by getting the special offers they both have each week
    Last edited by Lee H; 04-07-2008 at 11:48 AM.

  2. #50
    Senior Member Stringent's Avatar
    Join Date
    Jul 2003
    Location
    Neverland
    Posts
    5,227
    Thanks
    45
    Thanked
    155 times in 117 posts
    • Stringent's system
      • Motherboard:
      • Intel DQ57TM
      • CPU:
      • Intel i5 760
      • Memory:
      • 8GB
      • Storage:
      • 1TB
      • Graphics card(s):
      • NVIDIA Geforce 260GTX
      • PSU:
      • Corsair HX620
      • Case:
      • Coolermaster Centurion
      • Operating System:
      • Microsoft Windows 7 Ultimate x64
      • Monitor(s):
      • Dual Iiyama 24"
      • Internet:
      • Patchy

    Re: Save-a-quid-or-2 thread

    What I now do:

    Cycle some days to work instead of drive
    Drive more 'old woman' like (so hard!)
    Turn off everything I don't use at the plug
    Switched to a low powered home server (Tranquil - still waiting grr!)
    Trying to stop buying unnecessary stuff from Scan

  3. #51
    Funking Prink! Raz316's Avatar
    Join Date
    Jul 2003
    Location
    Deal, Kent, UK
    Posts
    2,978
    Thanks
    130
    Thanked
    62 times in 52 posts

    Re: Save-a-quid-or-2 thread

    I'm not actually sure if it's worth me doing this. But I tend not to fill the fridge with stuff that doesn't need constant chilling (like, I usually buy 4 cartons of juice and only keep one in the fridge)

    I also tend not to completely fill my car with petrol. The sight of a full tank makes me drive less cautiously and more often.

  4. #52
    Seething Cauldron of Hatred TheAnimus's Avatar
    Join Date
    Aug 2005
    Posts
    17,147
    Thanks
    798
    Thanked
    2,151 times in 1,407 posts

    Re: Save-a-quid-or-2 thread

    Quote Originally Posted by Salazaar View Post
    Don't be afraid to ditch your bank completely.

    I just ditched HSBC in favour of The Co-operative (ethical banking FTW) and got better rates on my current account, my savings account and my credit card. Makes me wonder why I stuck with HSBC for so long before!
    Ok, this might be a tad off topic, but...

    Ethical Banking is just a conn, a marketing ploy, in many ways one thats as bad as 'Fair Trade' Product Branding.

    For a start off, how can you have non-ethical banking? Its hard because you have to define ethics, the easyest definition is the law of the land. So that makes every bank in the UK 100% ethical.

    Enless that's not good enough for you, in which case you start to discriminate. Note my choice of word. These people aren't going to waste money to find out if what your doing is ethical or not, they will simply not sell it to you.

    Secondly, they can't do what they claim.

    Criminal organisations regularally launder money, some estimated as much as 10% of the monies traded where originating from illegal sources. How can a firm claim to ensure its money is spent ethically when the secondary market is hudge? For instance you might give money to the African nutritious food company, who make a super good naturitious smoothie, that helps with all the problems. Excellent. Until you find out the only recipients where those who are supporting a horrifically violent ragiem.

    This is brings me back to why i hate the notion, its un-fair. They can't relalistically spend enough time deciding whats ethical and what isn't, so instead they use their own set of predudice rules. How many would put their money into an account that garanteed it wouldn't be used to help fund developement of wales because they're all un-employed doll scroungers, based on the un-ethical behavour of a large miniroity.
    throw new ArgumentException (String, String, Exception)

  5. #53
    HEXUS.admin
    Join Date
    Apr 2005
    Posts
    29,950
    Thanks
    0
    Thanked
    1,938 times in 679 posts

    Headlines - How to save a quid or two, by the HEXUS.community members

    Over in the HEXUS.community discussion forums, our readers have been sharing their thoughts on how to save a few quid, and we've plenty of suggestions worth taking a look at.
    Read more.
    Last edited by Parm; 04-07-2008 at 03:29 PM.

  6. #54
    The Irish Drunk! neonplanet40's Avatar
    Join Date
    Oct 2003
    Location
    Stirling
    Posts
    5,050
    Thanks
    787
    Thanked
    236 times in 158 posts
    • neonplanet40's system
      • Motherboard:
      • Gigabyte X470 Aorus Gaming 7 Wi-Fi
      • CPU:
      • Ryzen 7 2700X
      • Memory:
      • Patriot 16 GB DDR4 3200 MHz
      • Storage:
      • 256 Crucial MX100 +Kingston 256GB SSD and 500GB Samsung F3
      • Graphics card(s):
      • Palit nVidia 1070Ti Rockgamer
      • PSU:
      • OCZ 650W
      • Case:
      • Akasa Eclipse-32
      • Operating System:
      • Windows 10 Pro
      • Monitor(s):
      • Dell 27" U2715H & Dell 23" U2311H
      • Internet:
      • 60MB

    Re: Save-a-quid-or-2 thread

    Well i think food has went up quite a bit but you don't notice it till you do a full grocery shop. An extra few pence on all items makes a big overall difference.

    So i think people should think about trying local stalls etc. For example i go to my local stalls for fruit and vegetables and i find it much cheaper (and better quality) than tesco. Especially for potatoes etc.

    Although i do live at home with parents in the summer so what i do when here as i cook alot is grow some of my own vegetables. I would encourage people to do this.
    Home Entertainment =Epson TW9400, Samsung 65" HDTV, Denon AVRX6300H, Panasonic DPUB450EBK Ultra HD Blu-Ray and Monitor Audio Silver RX 5.0, Monitor Audio CT265IDC(x4) Dolby Atmos and XTZ 12.17 Sub
    My System=Gigabyte X470 Aorus Gaming 7 Wi-Fi, AMD Ryzen 7 2700X, Patriot 16 GB DDR4 3200MHz, 256GB Crucial SSD, Kingston 256GB SSD and 500GB Samsung F3, Palit GTX1070 GameRock Edition , Enermax Liberty 620W, Akasa Eclipse-32,Dell 2715H & Dell U2311H
    Home Server 2/HTPC - Ryzen 5 3600, Asus Strix B450, 16GB Ram, Gigabyte 1660 Super, Corsair TX550, Kodi with MadVR
    Diskstation/HTPC - Synology DS2415+ with 41TB
    Portable=Microsoft Surface Pro 4, Huawei M5 10" & HP Omen 15 laptop

  7. #55
    Squirrely tigerboyce's Avatar
    Join Date
    Jan 2007
    Location
    Oxfordshire or Hertfordshire(uni)
    Posts
    2,013
    Thanks
    88
    Thanked
    110 times in 77 posts
    • tigerboyce's system
      • Motherboard:
      • Asus P6T Deluxe/OC Palm
      • CPU:
      • Intel i7 920 D0 @3.8Ghz + Titan Fenrir
      • Memory:
      • 6gb (3x2) OCZ Reapers DDR3
      • Storage:
      • 690gb total WD caviars
      • Graphics card(s):
      • BFG 8800GTS 320mb
      • PSU:
      • Corsair HX 520w
      • Case:
      • Antec 900
      • Operating System:
      • Win7 x64
      • Monitor(s):
      • Dell E228WFP 22"
      • Internet:
      • aol :/

    Re: Save-a-quid-or-2 thread

    I used to always go down to the shop/newsagents to buy a few goodies such as crisps/chocolate etc etc

    once i realised that i was spending a few quid on that every single day, it adds up to a sidnificant amount... i stopped

    Most of the time im not really saving money, i think why spend it on A when i could use that money on B, which is probably something alot better once saved up.


    I do the pennies in a jar too

  8. #56
    Guy
    Guy is offline
    HEXUS.social member
    Join Date
    Aug 2006
    Location
    Hampshire, UK
    Posts
    5,144
    Thanks
    365
    Thanked
    394 times in 283 posts

    Re: Save-a-quid-or-2 thread

    Regularly get a magazine every week/month/fortnight?

    Have a look into getting a subscritpion, usually it'l work out a darn site cheaper per issue than getting it every time. They'l usually chuck in a free gift or something as well.

  9. #57
    Administrator
    Join Date
    Oct 2003
    Posts
    3,033
    Thanks
    208
    Thanked
    142 times in 85 posts

    Re: Save-a-quid-or-2 thread

    To quit smoking is a great way to save money.

    If you're wondering just how much you're spending on the bad habit, try out this calculator: http://www.thisismoney.co.uk/cost-of-smoking-calculator

  10. #58
    HEXUS.gaming Steven W's Avatar
    Join Date
    Nov 2005
    Posts
    6,592
    Thanks
    245
    Thanked
    59 times in 50 posts

    Re: Save-a-quid-or-2 thread

    Shifting credit card balance onto 0% for balance transfers.

    That's how I bought my new car, rather than going for a finance deal or loan.

    If I haven't paid it off by the time the 0% expires, I'll transfer it again.

  11. #59
    SiM
    SiM is offline
    Senior Member
    Join Date
    Apr 2006
    Location
    London
    Posts
    7,787
    Thanks
    300
    Thanked
    633 times in 422 posts
    • SiM's system
      • Motherboard:
      • P5K Premium
      • CPU:
      • Q6600
      • Memory:
      • 8GB PC2-6400 OCZ ReaperX + Platinum
      • Storage:
      • 3 x 320gb HD322HJ single platter in Raid 0
      • Graphics card(s):
      • PNY GTX285
      • PSU:
      • Corsair TX650W
      • Case:
      • Antec 1200
      • Monitor(s):
      • 2407-HC

    Re: Save-a-quid-or-2 thread

    Quote Originally Posted by Steven W View Post
    Shifting credit card balance onto 0% for balance transfers.

    That's how I bought my new car, rather than going for a finance deal or loan.

    If I haven't paid it off by the time the 0% expires, I'll transfer it again.
    You have to be careful when doing that. Make sure you read the small print because usually they charge 2% for balance transfers...

    Also if you use the card for other things it can end up costing you more. Quote from Nick:
    Quote Originally Posted by Nick View Post
    Check out exactly HOW the relevant companies will pay off your debt with the money you give them. For example, a loan is just a straight payment whereas a credit card company will use your money to pay off the CHEAPEST interest balance first.

    For example, say you have a credit card with £6000 on it. £1000 is a balance transfer at 5%. £2000 is from a promotion at 10% and £3000 is normal purchases at 27%.

    You lob £2000 pay-off into it and they'll first take off the £1000 balance transfer, then half of the £2000 special offer leaving you still paying 10% on £1000 and 27% on £3000, even though the last purchases made were at the top-whack rate...

    So the easiest way is to kill the card totally in one massive lump sum payoff... Which I know seems like a bloody daft thing to do but saving up and then pummelling the card in one go is far, far easier than trying to ease it down a bit each month with monthly payments, unless you can afford to lob significantly higher amounts than the minimum payment each month.

  12. #60
    Registered+
    Join Date
    Sep 2006
    Posts
    80
    Thanks
    3
    Thanked
    2 times in 2 posts

    Re: Save-a-quid-or-2 thread

    I bought a house .. But I am going to buy 18 x LED 2w spotlights to reduce crazy power used by 18 x 50w spotlights..
    Also might try to build the world's first hamster powered pc!

    -Rich
    Last edited by rjpearce; 04-07-2008 at 03:28 PM.

  13. #61
    No more Mr Nice Guy. Nick's Avatar
    Join Date
    Jul 2003
    Posts
    10,021
    Thanks
    11
    Thanked
    316 times in 141 posts

    Re: Save-a-quid-or-2 thread

    Actually, that's a damn good one!

    Light bulbs, especially halogen spots, are stupidly expensive... sadly, I've got eight of the small ones in my kitchen.

    Now an LED spot is roughly twice the cost of a standard bulb but we bought one as an experiment and it has so far lasted longer than any of the others... we're gradually replacing them as bulbs blow.

    Where possible, we've also fitted energy saving bulbs, even the cost of retro fitting the old ceiling rose and pendant bulb holder then lobbing a cheap but nice lampshade on it is working out cheaper than the lovely-to-look-at-but-expensive-to-run lamps we used to have up there.
    Quote Originally Posted by Dareos View Post
    "OH OOOOHH oOOHHHHHHHOOHHHHHHH FILL ME WITH YOUR.... eeww not the stuff from the lab"

  14. #62
    Entangled Lee`'s Avatar
    Join Date
    Oct 2006
    Location
    London
    Posts
    806
    Thanks
    13
    Thanked
    21 times in 11 posts
    • Lee`'s system
      • Motherboard:
      • Asus P6X58D
      • CPU:
      • i7 950
      • Memory:
      • 4Gb DDR3
      • Storage:
      • 250Gb SSD
      • Graphics card(s):
      • 8600GT
      • PSU:
      • 700W
      • Case:
      • Antec 300
      • Operating System:
      • Windows 7
      • Monitor(s):
      • Dell 2407fpw + samsung 205BW
      • Internet:
      • 8Mb unlimited

    Re: Save-a-quid-or-2 thread

    LED light will last much longer than normal lights, when they start to put them in street lights, the limiting factor to the life of the street lights will be the lifetime of the pole!

  15. #63
    Going Retro!!! Ferral's Avatar
    Join Date
    Jul 2003
    Location
    North East
    Posts
    7,710
    Thanks
    491
    Thanked
    1,276 times in 806 posts
    • Ferral's system
      • Motherboard:
      • ASUS Z97-P
      • CPU:
      • Intel i7 4790K Haswell
      • Memory:
      • 8Gb Corsair XMS3 DDR3 1600 Mhz
      • Storage:
      • 120Gb Kingston SSD & 1.5 Tb Western Digital
      • Graphics card(s):
      • Sapphire Radeon R9 380 Nitro 4Gb
      • PSU:
      • Antec Truepower 750 Watt Modular
      • Case:
      • Zalman HD501 HTPC case
      • Operating System:
      • Windows 10 64 bit
      • Monitor(s):
      • 21" ASUS 1080P Widescreen LCD
      • Internet:
      • 20MB Sky Fibre

    Re: Save-a-quid-or-2 thread

    Another good one is when you are cooking say something like Chilli or Bolognaise. Do a big batch of it and use what you need and put the rest in a tub straight into the freezer. Then when it comes round to wanting to have that meal again its quicker and easier to just defrost and heat. Saves money on energy.

    Even better idea is actually just make Bolognaise, then you have a good base for making Chilli. Just add Kidney Beans and spice and it is done. 2 separate meals!

    This can also be said for casseroles. Cuts down on waste also, how many times have you just thrown whats left away or gave it to the dog?

    Another little cooking tip for people that use electric hobs, these things take ages to cool down, so if you are cooking something like rice or pasta halfway through just turn the hob off. The residual heat that remains in the rings will finish cooking the rice or pasta.

    This one is for blokes mainly! If you get your hair cut short, instead of going to a barber, invest in a set of decent shears and get partner / family member to just take it down to a low grade. It is easy enough to taper in after you get used to using them also.

    Finally, a lot of the white label stuff in supermarkets is perfectly ok. Things like rice, pasta, milk, meat. Main thing with meat is that it is exactly the same as what is in the decent packaging, to cut costs they leave packing white as it is cheaper than to print colour. They also don't trim the excess fat off the meat, once again making it cheaper. It takes minutes to take off the thick fat, either with a decent knife or even a pair of scissors.

    Minced beef is a bit different what with the fat being ground down with the meat. I suggest boiling the mince in water for about 10 mins, then drain off the water and it takes most of the horrible oily fat with it. A lot or people don't like doing this as they believe that most of the taste is actually in that fat, regardless of how unhealthy it is. So, stick a beef oxo or stock in when you have drained the water off and make the meal you intended.

  16. Received thanks from:


  17. #64
    Don't feed the trolls... tiggerai's Avatar
    Join Date
    Aug 2003
    Location
    Milk & Beans
    Posts
    9,284
    Thanks
    271
    Thanked
    471 times in 312 posts
    • tiggerai's system
      • Motherboard:
      • Gigabyte MA770T-UD3P
      • CPU:
      • AMD PhenomII 955BE
      • Memory:
      • 4Gb Corsair XMS DDR3
      • Storage:
      • Lots
      • Graphics card(s):
      • Sapphire X1950XT
      • PSU:
      • Hiper Type-R 550w
      • Case:
      • Antec lovely black thing
      • Operating System:
      • Windows 7
      • Monitor(s):
      • 2x 20" widescreen
      • Internet:
      • Pipexpants

    Re: Save-a-quid-or-2 thread

    Quote Originally Posted by SiM View Post
    Also if you use the card for other things it can end up costing you more. Quote from Nick:
    Yes, Just about to transfer again due to this one... stupid me.

    once card for purchases, one for balance transfer.

Page 4 of 7 FirstFirst 1234567 LastLast

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. Replies: 484
    Last Post: 12-03-2008, 08:17 PM
  2. X1950pro problems continued - someone save me please
    By Barrichello in forum PC Hardware and Components
    Replies: 12
    Last Post: 18-02-2008, 09:48 PM
  3. Thread Rating
    By XTR in forum General Discussion
    Replies: 11
    Last Post: 24-07-2003, 03:04 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •