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Thread: I lost my wallet :(

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    HEXUS.kitty Haiku32's Avatar
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    I lost my wallet :(

    It had £20, 2 bank cards, NI card and my bus pass. Nothing that can't be replaced, just a hassle really.

    I spent a while looking for it and I've kind of accepted that I won't be able to find it.

    So what should I do? If I call the 2 banks and tell them what happened, will they cancel those cards and send me new ones with a new pin? And my national insurance number, can I get that replaced?

    Thanks hex.

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    HEXUS.Metal Knoxville's Avatar
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    Re: I lost my wallet :(

    I think you might have to pay for a second NI card but don't quote me on it, the banks should be no hassle though, they'll have new cards with you within a week to be fair.

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    sneaks quietly away. schmunk's Avatar
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    Re: I lost my wallet :(

    Surely you can remember your NI number...

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    Re: I lost my wallet :(

    iirc, you can get a replacement NI card, but they will only ever issue you 2 within your life, or something like that?

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    HEXUS.kitty Haiku32's Avatar
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    Re: I lost my wallet :(

    Well, I'm only 16 so I've not actually had a chance to use my NI card yet. Stupidly, I've not written it down yet.

    And another thing which may be a problem is that my parents are on holiday right now (2 sisters who are over 18 still here) and one of the bank cards is in my mums name. Would she have to cancel it or can I?

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    Re: I lost my wallet :(

    Have tried your local lost property, it may have been handed to the authoritys. If you do go make sure you take some sort of ID.

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    HEXUS.kitty Haiku32's Avatar
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    Re: I lost my wallet :(

    I really doubt anyone would find it, I'm pretty certain I lost it whilst walking through a forest and we couldn't find it, so I'd be surprised if anyone else would. I will give it a tryt hough.

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    Re: I lost my wallet :(

    The bank cards need to be cancelled ASAP as the worst case senario is they could be being used frauduently.

    You will probably have to get your mother to cancel the on in her name, unless you are something like a registered user? But don't worry these things happen and a replacment will be sent out, free of charge, very quickly, and normally with the same pin - they want you to keep spending money!

    You are only allowed a replacment of your NI card once afaik, did you not have it written down as the number is the important thing not the card itself?

    You should not carry it round in your wallet anyway as theres no reason you need it and it is a sensitive piece of information which could be used frauduently.

    As for the £20, take it as a reminder to look after your wallet better!
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    HEXUS.kitty Haiku32's Avatar
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    Re: I lost my wallet :(

    Ok, but my parents aren't back for another week, do I have to wait until she's back so she can cancel it then?

    Yes I stupidly haven't written it down, I know I know...

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    Re: I lost my wallet :(

    Quote Originally Posted by Haiku32 View Post
    Ok, but my parents aren't back for another week, do I have to wait until she's back so she can cancel it then?
    Quote Originally Posted by Ephesians
    Do not be drunk with wine, which will ruin you, but be filled with the Spirit
    Vodka

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    Re: I lost my wallet :(

    Quote Originally Posted by Haiku32 View Post
    Ok, but my parents aren't back for another week, do I have to wait until she's back so she can cancel it then?
    Depends how much you think someone could spend on it in a week

    I know someone who had their wallet stolen (admittedly yours is lost not stolen but this is cautionary) from his jacket, he noticed about 20 mins later, he cancelled them immediately but £400 had already been taken.

    If the account is one your mum keeps specially for you with only ever a few quid in then that's all you stand to lose at worst case. If however it's a main bank account for your parents with a fair bit in and potential overdraft etc then i'd be getting in touch with her now.
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    HEXUS.kitty Haiku32's Avatar
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    Re: I lost my wallet :(

    It's just a savings account that the family allowance gets paid into every month. It's not a debit card or anything, you can only lift money. As of now there is no money in that account.

    As for the other card, it's just a "my first bank account" with nationwide that has about £2 in it.

    Is there anything anyone could actually do with a card without the pin?

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    Re: I lost my wallet :(

    Quote Originally Posted by Haiku32 View Post
    Is there anything anyone could actually do with a card without the pin?
    buy something for £2 online :/
    Quote Originally Posted by Ephesians
    Do not be drunk with wine, which will ruin you, but be filled with the Spirit
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    Re: I lost my wallet :(

    Quote Originally Posted by Haiku32 View Post
    It's just a savings account that the family allowance gets paid into every month. It's not a debit card or anything, you can only lift money. As of now there is no money in that account.

    As for the other card, it's just a "my first bank account" with nationwide that has about £2 in it.

    Is there anything anyone could actually do with a card without the pin?
    They cant withdraw money without it, and tbh i dont really think that many people have access to to little toys which can crack your pin, its just precaution really.

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    Re: I lost my wallet :(

    As long as you didn't have a piece of paper in the wallet with you pin number on, you should be fine.

    And yes, I have seen people that do it
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