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Thread: Charity

  1. #1
    Seething Cauldron of Hatred TheAnimus's Avatar
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    Charity

    I think people sometimes forget the ideals of this word, most noteably the collectors.

    For me, one of the important tennants is the fact its volentary.

    Now what i can't fathom is why a collector today at my local tube station, who choose to use an explitative when i said no to his request for money. For a start of I obviously wasn't the first person to go past and recieve such kindness, the station manager informed me that he had requested the police to move him on already.

    But its the way they expect people to give money, yes, i was wearing an expensive suite, but i generally only give to causes I belive in, and those which i think are most underfunded are in recipt of a large proportion of my philanthropy.

    It just makes my blood boil.
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  2. #2
    Mostly Me Lucio's Avatar
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    Re: Charity

    The simple fact is there are people in this world who believe you're entitled to something that you didn't work for, and get very upset when that's challenged.

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    This is bunny and friends. He is fed up waiting for everyone to help him out, and decided to help himself instead!

  3. #3
    Banhammer in peace PeterB kalniel's Avatar
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    Re: Charity

    I'd contact the charity he was supposedly collecting for and let them know. (or have I got the wrong end of the stick and 'collector' is some kind of PC term for beggar?)

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    Re: Charity

    I'd suggest notifying the charity of the actions of that individual, because he didn't ought to be out collecting for them.

    Charity collectors are usually very well-meaning people doing their bit to help others. But most of them also realise that people give to charities when they want to, and that it isn't an entitlement just because they wave a box under your nose. I'll support some charities, but there are others that will never, EVER see a penny from me, either because I'm not interested in them or don't believe in their cause, or because there are simply others that, for me, have a higher priority and will therefore get my money.

    But even for those that I will contribute to, getting too obnoxious or presumptuous with the collecting is a good way to out a stop to any contributions from me.


    One more point. Not everyone claiming to represent a given charity actually does. Are you sure this one was legit? Animus? If he was, I for one would be interested in who he was collecting for, if you care to specify?

  5. #5
    Seething Cauldron of Hatred TheAnimus's Avatar
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    Re: Charity

    Thing is it was a charity i'd never heard of, and i was in a hurry.

    All to often even the big names have their name in size 60pt and their charity number in size 8pt, but I definitely didn't see a charity number.

    What i didn't like about him was the way he let a scruffy person in front of me go by fine, but then choose to swear at me, because i was well presented, talk about judging a book by its cover. Its not often i feel the urge to physically hurt someone 50 years my senior!
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    Re: Charity

    From the description, it makes me wonder if he was actually representing a charity at all, or just on the make?

    The point remains valid, though. I've come across a few charity collectors over the years that definitely did represent real charities that got a bit out of order if I declined to donate. To be honest, I've reached the point where I don't give to can rattlers at all. Those charities that I chose to support, I do direct to them. That way, I can be sure who they are.

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    Re: Charity

    I know a few people that have done this kind of work and did one day myself to help a friend out, with streets collectors they tend to fall into two groups;

    Those that do the work for free and generally won't get financial gain out of it but they do not care because they firmly believe in their cause and do really want to help people.

    The second are the part time actors/models/temps who are wooed by high wages the last time I checked it was from £9 to £13 an hour which I consider to be quite high for job such as this. Also because it's part time people can be very flexible in terms of hours and days. There are 'incentives' and like any other sales orientated role that requires leads and such and such.

    As Saracen says it's good to be cynical will some charities, there are so many out there now it's hard to know just where it all ends up.

    That being said I support a couple of the cancer charities due to personal reasons and M.I.N.D but in terms of street collecting, I stay away more so because of their approach and attitudes. If any one does street collection then please don't be offended not all of you are trying to make a pound for yourselves and for that I salute volunteer collectors!

  8. #8
    Seething Cauldron of Hatred TheAnimus's Avatar
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    Re: Charity

    Quote Originally Posted by Mazzle View Post
    That being said I support a couple of the cancer charities due to personal reasons and M.I.N.D but in terms of street collecting, I stay away more so because of their approach and attitudes. If any one does street collection then please don't be offended not all of you are trying to make a pound for yourselves and for that I salute volunteer collectors!
    I wouldn't really be part of standing on a street chugging for any of the charaties I belive in.

    I've given my 'proffesional' time to them, sometimes even on weekdays, there are many people and companies that prey on charaties because they don't know what they are buying. I know one that even had a director that was drawing themself a £100k salary, despite running the charity into debt.

    I also have a payment system in place for one that I was worried about its survival, dispite my contrabutions been a bit like pissing against the tide, it helps a lot more.

    The difference is when you are very familiar with how a charity works/functions, and you are able, you can give a sizeable chunk of your earnings to it (in my case £400 pcm) safe in the knowledge of the people who are using it, deciding where to spend it, you agree with.

    Giving to a chugger on the street to me dosen't seam to be charity, it seams to be guilt absolution, well feck that, anyone with my level of 'awareness' who still spends money on PCs/Fine Food, is implicitly saying its ok for xyz to happen. Thing is i have little issue saying that to the face of someone.
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    Lover & Fighter Blitzen's Avatar
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    Re: Charity

    1. British Legion
    2. Disabled Children Charity

    Only 2 things i give to as they are both very personal to me.

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    Re: Charity

    When I first started working for the RAF, they held a presentation to allow you to Give As You Earn. Since then, I've been giving £10/month to the RNLI (having lived in Poole and my step-dad sails a lot), much to the surprise of the lady giving the presentation, as £5 was usually the highest. She even tried to talk me down! I admit it's a "lazy" way of giving, but it's effective and is certainly adding up over the years.

  11. #11
    Seething Cauldron of Hatred TheAnimus's Avatar
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    Re: Charity

    Quote Originally Posted by Blitzen View Post
    1. British Legion
    2. Disabled Children Charity

    Only 2 things i give to as they are both very personal to me.
    And i bet you know how they work, and have a real intermet understanding of them. Rather than giving to them because someone asked you!
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    Re: Charity

    Quote Originally Posted by TheAnimus View Post
    And i bet you know how they work, and have a real intermet understanding of them. Rather than giving to them because someone asked you!
    I think i do.
    This is why they get my money.

    Both have been there for me and my family and i see the work they do.

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    Re: Charity

    Anyone giving regularly, and even sometimes one-off donations, ought to be done with tax relief in mind.

    Gift Aid

    If you use Gift Aid, the charity can reclaim tax relief on the "gross" amount of the gift. So if you dotate £1 abnd the current basic rate of income tax is 20%, then the "gross" amount is £1.25, since the income you earned that you then donated was £1.25, and it was taxed at 20% (£0.25p) and you then gave away the remaining £1.00.

    The effect is, instead of your £1.25 earnings ending up as :-

    £1.00 to charity
    £0.25 to taxman

    it ends up as

    £1.25 to charity
    £0.00 to taxman.

    So .... using gift aid, you give £1.00 but the charity gets £1.25, and no further cost to you. You thereby have effectively given them 25% more than it actually cost you. If you're going to donate to a charity, you might as well ensure they get the most out of it that they can.

    And it gets better still. For donations made before 5th April 2011, there's a 3p "transitional" relief the charity can make. They can reclaim an addition 3p per pound, you you donate £1.00, and they end up with £1.28p.

    Furthermore, if you're a higher rate taxpayer (but only if you are), you can also reclaim the difference between basic and higher rate on the gross amount of charitable donations. The logic is, the donation was taxed at 40%, but the chareity only reclaims 20%, so you can reclaim the other 20%.

    If you give £1.00 and are a higher rate taxpayer, the gross value of that, as before, was £1.25 and you can reclaim 20% (higher rate of 40% - basic rate of 20% = 20%) of that, which is 25p per pound donated, but it can only be offset against other income or CG tax payable. You have to be paying enough tax to be able to do the offset, but nearly everyone in that position will be.

    So, the long-term outcome from your £1 donation, if done properly is :-

    Actual cost to you = £0.75p.
    Benefit to charity = £1.28p.



    Payroll Giving

    Alternatively, for employees, Payroll Giving is a quick and simple way of getting a regular donation paid direct from your salary to your charity of choice, and you get the tax relief at your prevailing marginal rate. i.e. according to whether you're a basic or higher rate taxpayer. A £1.00 donation will actually cost you £0.80p if you're a basic rate taxpayer and £0.60p if you pay at higher rate. Because the deduction you specify is taken before tax is calculated, there's no reclaiming to worry bout afterwards.

    The charity doesn't get the benefit of the tax reclaim though, but they do get the benefit of a regular income stream, with benefits for financial planning, and they don't have to do any administration of tax work either, so it's easy for them. You can also set it up so that the charity doesn't know who's giving the money, and so that your employer doesn't know who you're giving it to.






    All in all, if you're a taxpayer and giving either significant sums or regular sums to charity and aren't using a tax efficient method, you're seriously missing a trick by which either your chosen charity (or charities) could benefit significantly, or you could reduce the cost of your donations to you (or increase the amount without it costing you more) ..... or both.

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  15. #14
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    Re: Charity

    You never cease to amaze me Saracen old boy

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    Mostly Me Lucio's Avatar
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    Re: Charity

    Quote Originally Posted by staffsMike View Post
    You never cease to amaze me Saracen old boy
    Oh I dunno, one wall of text is much like another if you stand far enough away

    (\___/) (\___/) (\___/) (\___/) (\___/) (\___/) (\___/)
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    This is bunny and friends. He is fed up waiting for everyone to help him out, and decided to help himself instead!

  17. #16
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    Re: Charity

    Quote Originally Posted by Lucio View Post
    Oh I dunno, one wall of text is much like another if you stand far enough away
    Moral of the tale ..... move closer and pay attention if you want to learn something.

    Your serve.

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