So to set the scene:
I ordered an ITX mobo before the LAN from Eclipse Computers, however i then realised that i may need to use my card at some point over the weekend, so i cancelled the order, and received the following email (i wanted written confirmation of cancellation):
And i thought everything was done and dusted, however a couple of days later (today in fact) Eclipse have charged my card £81.02, odd, but no worry i'll just email them, then i noticed that the £81.02 had sent me over my credit limit by £3.72, so does this mean that i am liable to pay the £12 exceeded credit limit fee?Originally Posted by Eclipse
I'm with Capital One if it makes any difference (i can't get through on the phone, and my account now has limited functionality [they've removed the web messaging bit...] because i'm over limit )
So what i'm asking is, when Eclipse have refunded the amount that i am owed, and that they emailed me saying that they wouldn't take, am i still liable to pay the £12 fee? And will something like this affect my credit rating and all of that bollocks?