Bloke pays BT with wooden cheque

Quote:

Originally Posted by oolon

I use cheques to send money to other people, I do not like paying money directly into peoples accounts, if there is a mistake it is your fault good luck getting the money back (you are entitled to however its very difficult). One thing I have found is if you do need to pay in money to someone elses account do it at a branch of the bank, they will put your name as the reference on the payment, also you can ask them to verify the name is correct on the account before you do it.

Over a period of time banks have done more and more to shift the responsibility for problems onto the customer, this was the case with "fool-proof" chip n pin, card scanning, online accounts, and now they want to get rid of cheques.

I have told RBS (virginone) a number of times there security system on their online banking is flawed as it asks you for the letters and numbers before you have a customer number entered so only the first 6 digits are used even if you use more "secure" (longer) ones. Are they interested ... NOPE, I got a letter back saying thank you for your interest we regularly audit our security and we believe it is secure enough, didn't even bother to address what I said..... Why bother... oh yes... because if it failed they would try to blaim me and make me take the hit not them!

i know a web develoepr that found an api that deals with RBS's security system for use with a charity website his setting up