What does this even mean.
Obviously i get the "0%" part but what is a balance transfer so to speak.
I have two accounts with Nationwide, one is a standard 'smart card' which is deposit/withdrawals only and my other account lets me use a debit card which is marketed as a 'cash card' IIRC.
Majority of my income goes into my 'smart card' account and thus balance (I'm guessing) after which i transfer it into my debit/cash card account for spending.
Looking at my online statements, I haven't received any balance transfer charges so I'm guessing this doesn't apply to my account, but i keep seeing the term brought up everywhere and was worried that maybe I'm screwing myself over by transferring money between two accounts and that it's something i should be aware of for future reference ?
Cheers for any help/info - hopefully that wasn't to hard to understand![]()


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