Because you wear less clothes and shoes when you drive?
I find that *extremely* unlikely, to be honest. Even when I'm walking a lot (i.e. >10miles a day) I only go through maybe one extra pair of trainers a year - I don't go through any extra clothes, and I'm not sure what you mean by shelter,
tbh - if it starts really chucking it down you hide next to a building or under a tree!
Walking is for short travel distances - up to about 5 miles. Anywhere from 3 - 20 miles you can bike. More than 20 miles you'd probably use public transport. You *can* manage a normal everyday life with a mix of those three (plus perhaps the odd taxi thrown in) and getting a variety of stuff delivered to your home (delivery is more efficient than using your own car to go shopping, generally speaking). I know it's an unpopular opinion, but I really don't think car ownership is a sustainable model of transportation any more, and the quicker people realise that the better, IMNSHO...