Results 1 to 14 of 14

Thread: Debit card question: What if you need to buy >£300?

  1. #1
    YUKIKAZE arthurleung's Avatar
    Join Date
    Feb 2005
    Location
    Aberdeen
    Posts
    3,280
    Thanks
    8
    Thanked
    88 times in 83 posts
    • arthurleung's system
      • Motherboard:
      • Asus P5E (Rampage Formula 0902)
      • CPU:
      • Intel Core2Quad Q9550 3.6Ghz 1.2V
      • Memory:
      • A-Data DDR2-800 2x2GB CL4
      • Storage:
      • 4x1TB WD1000FYPS @ RAID5 3Ware 9500S-8 / 3x 1TB Samsung Ecogreen F2
      • Graphics card(s):
      • GeCube HD4870 512MB
      • PSU:
      • Corsair VX450
      • Case:
      • Antec P180
      • Operating System:
      • Windows Server 2008 Standard
      • Monitor(s):
      • Dell Ultrasharp 2709W + 2001FP
      • Internet:
      • Be*Unlimited 20Mbps

    Debit card question: What if you need to buy >£300?

    For example, I want to buy a pair of 2001FP from Sell, but my Debit card limit is only like £300 a day (just assume I have enough in the accout to pay for it), so how can I buy them? I'm still a student so credit card is probably not a good idea hmm.

    Came to UK not too long ago so I'm not familar with the banking system

    Thanks.
    Workstation 1: Intel i7 950 @ 3.8Ghz / X58 / 12GB DDR3-1600 / HD4870 512MB / Antec P180
    Workstation 2: Intel C2Q Q9550 @ 3.6Ghz / X38 / 4GB DDR2-800 / 8400GS 512MB / Open Air
    Workstation 3: Intel Xeon X3350 @ 3.2Ghz / P35 / 4GB DDR2-800 / HD4770 512MB / Shuttle SP35P2
    HTPC: AMD Athlon X4 620 @ 2.6Ghz / 780G / 4GB DDR2-1000 / Antec Mini P180 White
    Mobile Workstation: Intel C2D T8300 @ 2.4Ghz / GM965 / 3GB DDR2-667 / DELL Inspiron 1525 / 6+6+9 Cell Battery

    Display (Monitor): DELL Ultrasharp 2709W + DELL Ultrasharp 2001FP
    Display (Projector): Epson TW-3500 1080p
    Speakers: Creative Megaworks THX550 5.1
    Headphones: Etymotic hf2 / Ultimate Ears Triple.fi 10 Pro

    Storage: 8x2TB Hitachi @ DELL PERC 6/i RAID6 / 13TB Non-RAID Across 12 HDDs
    Consoles: PS3 Slim 120GB / Xbox 360 Arcade 20GB / PS2

  2. #2
    Senior Member
    Join Date
    Aug 2003
    Posts
    6,562
    Thanks
    0
    Thanked
    245 times in 207 posts
    You can withdraw £300 a day. But I don't think there is any limit regarding to buying items > £300 AS LONG as you have enough in your account.

    Hey, I am in Aberdeen too.

  3. #3
    Taz
    Taz is offline
    Senior Member Taz's Avatar
    Join Date
    Jan 2005
    Location
    London
    Posts
    2,112
    Thanks
    49
    Thanked
    26 times in 25 posts
    • Taz's system
      • Motherboard:
      • Gigabyte Z270 HD3P
      • CPU:
      • Intel Core i5 7600K
      • Memory:
      • Corsair CMK16GX4M2B3200C16R Vengeance LPX 16 GB
      • Storage:
      • Samsung 960 EVO M.2-2280 500GB (PCIe) + 1TB Sandisk Ultra II SSD (SATA)
      • Graphics card(s):
      • Asus NVIDIA GeForce GTX 1070 OC
      • PSU:
      • Corsair CS550M 550W Hybrid
      • Case:
      • NZXT Source 340
      • Operating System:
      • Windows 10 Pro
      • Monitor(s):
      • 34" Asus Designo Curve MX34VQ UWQHD Monitor
      • Internet:
      • Virgin Media Vivid 200
    As TooNice says, the £300 a day limit is for cash withdrawals (and in some cases, foreign currency purchases). You will have a separate credit limit shown on your debit card statements for normal purchases. That's the absolute max you can spend. If you don't spend much regularly then be prepared for the bank to phone you to authorise any unusual purchases.

    Also, if you are worried, give them a call beforehand to tell them what you are buying and when. Most banks have a 24-hour customer service number.

  4. #4
    Senior Member
    Join Date
    Aug 2003
    Posts
    6,562
    Thanks
    0
    Thanked
    245 times in 207 posts
    ^ Ya, thats right. Every time I need to pay my tuition, I end up having to authorise it. But I am pretty sure that you can withdraw any amount you want so long as you have the funds (if you are an oversea student though, you probably won't have any overdraft allowance).

  5. #5
    RDL
    RDL is offline
    Senior Member
    Join Date
    Dec 2004
    Location
    Near Aberdeen, Scotland
    Posts
    861
    Thanks
    2
    Thanked
    0 times in 0 posts
    Yep, what these guys said. Pretty weird I think too, but hey. Heads up from (near) aberdeen too.
    AMD 64 3500+ | Asus A32 SLi Deluxe | 2 x Corsair 512MB PC4400 Overclockers RAM| 1 x XFX 6800GT | Nexus Vantec Fan Controller | 1 x 74GB Western Digital Raptor )Boot + backup & 2x 200gb Seagate Barracuda 7200.7 (RAID 0) | Plextor 716A Black 16 x16±,x4+ Dual Layer DVD | Tagan 480W | ThermalRight XP-120 with Delta Screamer | 2x120mm YS TECH| Black Akasa Eclipse 62 | L1980U 19" TFT 12ms 500:1 DVI Ultra Slim Black & Silver | Phillips 5.1 Surround Sound| Razer Diamondback Mouse | ExactMat mousemat | Black Cherry Keyboard | WinXP Pro

  6. #6
    Drop it like it's hot Howard's Avatar
    Join Date
    Jul 2003
    Location
    Surrey, South East
    Posts
    11,731
    Thanks
    14
    Thanked
    42 times in 39 posts
    • Howard's system
      • Motherboard:
      • Asus P5B
      • CPU:
      • Core2Duo E6420 2.13GHz
      • Memory:
      • 2x1gb OCZ DDR2 6400
      • Storage:
      • 250GB & 500GB Seagate
      • Graphics card(s):
      • Inno3d iChill 7900GS
      • PSU:
      • Antec SmartPower 500W
      • Case:
      • Coolermaster Elite 330
      • Monitor(s):
      • 2x AG Neovo F419
      • Internet:
      • Virgin Media 20mbit
    Not wierd at all.. The withdrawal limit is incase someone steals your card... And the phone calls of random spending will be to check that it's you buying it, not someone going on a spending spree on your behalf

    Yeah I've spent more than £300 on my debit card successfully. Doesn't happen too often though
    Home cinema: Toshiba 42XV555DB Full HD LCD | Onkyo TX-SR705 | NAD C352 | Monitor Audio Bronze B2 | Monitor Audio Bronze C | Monitor Audio Bronze BFX | Yamaha NSC120 | BK Monolith sub | Toshiba HD-EP35 HD-DVD | Samsung BD-P1400 BluRay Player | Pioneer DV-575 | Squeezebox3 | Virgin Media V+ Box
    PC: Asus P5B | Core2duo 2.13GHz | 2GB DDR2 PC6400 | Inno3d iChill 7900GS | Auzentech X-Plosion 7.1 | 250GB | 500GB | NEC DVDRW | Dual AG Neovo 19"
    HTPC: | Core2Duo E6420 2.13GHz | 2GB DDR2 | 250GBx2 | Radeon X1300 | Terratec Aureon 7.1 | Windows MCE 2005
    Laptop: 1.5GHz Centrino | 512MB | 60GB | 15" Wide TFT | Wifi | DVDRW


  7. #7
    Senior Member Stringent's Avatar
    Join Date
    Jul 2003
    Location
    Neverland
    Posts
    5,226
    Thanks
    45
    Thanked
    155 times in 117 posts
    • Stringent's system
      • Motherboard:
      • Intel DQ57TM
      • CPU:
      • Intel i5 760
      • Memory:
      • 8GB
      • Storage:
      • 1TB
      • Graphics card(s):
      • NVIDIA Geforce 260GTX
      • PSU:
      • Corsair HX620
      • Case:
      • Coolermaster Centurion
      • Operating System:
      • Microsoft Windows 7 Ultimate x64
      • Monitor(s):
      • Dual Iiyama 24"
      • Internet:
      • Patchy
    I can only withdraw £250 from my account. However you can spend as much as you want on it though.

  8. #8
    Does he need a reason? Funkstar's Avatar
    Join Date
    Aug 2005
    Location
    Aberdeen
    Posts
    19,874
    Thanks
    630
    Thanked
    965 times in 816 posts
    • Funkstar's system
      • Motherboard:
      • Gigabyte EG45M-DS2H
      • CPU:
      • Intel Core2Quad Q9550 (2.83GHz)
      • Memory:
      • 8GB OCZ PC2-6400C5 800MHz Quad Channel
      • Storage:
      • 650GB Western Digital Caviar Blue
      • Graphics card(s):
      • 512MB ATI Radeon HD4550
      • PSU:
      • Antec 350W 80+ Efficient PSU
      • Case:
      • Antec NSK1480 Slim Mini Desktop Case
      • Operating System:
      • Vista Ultimate 64bit
      • Monitor(s):
      • Dell 2407 + 2408 monitors
      • Internet:
      • Zen 8mb
    the cash withdrawl is usually around the £200 - £300 depending on the bank, but this can be changed just by asking them (i have no idea what mine is, i usually just use switch of mastercard)

  9. #9
    IBM
    IBM is offline
    there but for the grace of God, go I IBM's Avatar
    Join Date
    Dec 2003
    Location
    West London
    Posts
    4,187
    Thanks
    149
    Thanked
    244 times in 145 posts
    • IBM's system
      • Motherboard:
      • Asus P5K Deluxe
      • CPU:
      • Intel E6600 Core2Duo 2.40GHz
      • Memory:
      • 2x2GB kit (1GBx2), Ballistix 240-pin DIMM, DDR2 PC2-6400
      • Storage:
      • 150G WD SATA 10k RAPTOR, 500GB WD SATA Enterprise
      • Graphics card(s):
      • Leadtek NVIDIA GeForce PX8800GTS 640MB
      • PSU:
      • CORSAIR HX 620W MODULAR PSU
      • Case:
      • Antec P182 Black Case
      • Monitor(s):
      • Dell 2407WPF A04
      • Internet:
      • domestic zoom
    Spend as much as you like on your card as long as you've got the funds to cover it, mate of mine bought a Porsche on his (lucky git), but as said, they bank will be calling if they see it as an unusual purchase.
    sig removed by Zak33

  10. #10
    Member
    Join Date
    Sep 2003
    Location
    Northampton
    Posts
    72
    Thanks
    0
    Thanked
    0 times in 0 posts
    I paid the balance of my car on switch. I gave them my old one as deposit then when he said 'how do you want to pay the balance' i gave him the switch card... they swipe it as normal and then the machine makes the salesman pick up the phone and they ask a few security questions...

    how much did I do on switch? nearly £12,000 that time...
    I am trying to see it your way, but I can't get my head up my arse
    My Place MSN and Spam

  11. #11
    Member
    Join Date
    Jan 2004
    Location
    Shropshire, UK
    Posts
    175
    Thanks
    0
    Thanked
    0 times in 0 posts
    The Withdrawal limit is £300 per day from the 'hole in the wall' but as the other guys say i dont think their is a limit to spending online, however some retailers may give you a telephone call if it is a large order to make sure it isnt fradulent.

    Rich
    - Trust Me - My Current Desktop - My Rig -

  12. #12
    Network|Geek kidzer's Avatar
    Join Date
    Jul 2005
    Location
    Aberdeenshire
    Posts
    1,732
    Thanks
    91
    Thanked
    47 times in 42 posts
    • kidzer's system
      • Motherboard:
      • $motherboard
      • CPU:
      • Intel Q6600
      • Memory:
      • 4GB
      • Storage:
      • 1TiB Samsung
      • Graphics card(s):
      • BFG 8800GTS OC
      • PSU:
      • Antec Truepower
      • Case:
      • Antec P160
      • Operating System:
      • Windows 7
      • Monitor(s):
      • 20" Viewsonic
      • Internet:
      • ~3Mbps ADSL (TalkTalk Business)
    I've never spent (or had) more than £300 from a debit card, but all the literature i've read suggests as everyone has said, that the limit is for withdrawls only.

    Hi from (near) Aberdeen again! (Closer to RDL though!)
    "If you're not on the edge, you're taking up too much room!"
    - me, 2005

  13. #13
    Does he need a reason? Funkstar's Avatar
    Join Date
    Aug 2005
    Location
    Aberdeen
    Posts
    19,874
    Thanks
    630
    Thanked
    965 times in 816 posts
    • Funkstar's system
      • Motherboard:
      • Gigabyte EG45M-DS2H
      • CPU:
      • Intel Core2Quad Q9550 (2.83GHz)
      • Memory:
      • 8GB OCZ PC2-6400C5 800MHz Quad Channel
      • Storage:
      • 650GB Western Digital Caviar Blue
      • Graphics card(s):
      • 512MB ATI Radeon HD4550
      • PSU:
      • Antec 350W 80+ Efficient PSU
      • Case:
      • Antec NSK1480 Slim Mini Desktop Case
      • Operating System:
      • Vista Ultimate 64bit
      • Monitor(s):
      • Dell 2407 + 2408 monitors
      • Internet:
      • Zen 8mb

    Ot

    I never realised there were so many members up in the North East...

  14. #14
    Senior Member Workaholic's Avatar
    Join Date
    Oct 2004
    Location
    Manchester
    Posts
    1,500
    Thanks
    187
    Thanked
    14 times in 12 posts
    Quote Originally Posted by arthurleung
    For example, I want to buy a pair of 2001FP from Sell, but my Debit card limit is only like £300 a day (just assume I have enough in the accout to pay for it), so how can I buy them? I'm still a student so credit card is probably not a good idea hmm.

    Came to UK not too long ago so I'm not familar with the banking system

    Thanks.
    Well with Credit Cards, your default credit limit (for spending between bill pyments) will be a minimum of £500. Also students get slighty longer to pay these off then adults etc...
    Woohoo now Assistant Manager!


Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. To buy or not to buy...
    By myth in forum Graphics Cards
    Replies: 25
    Last Post: 10-10-2004, 09:52 PM
  2. Looking for a temporary Vid card upgrade...
    By Drummerdude in forum Graphics Cards
    Replies: 9
    Last Post: 18-01-2004, 02:32 AM
  3. Looking to upgrade my video card....
    By Drummerdude in forum Graphics Cards
    Replies: 2
    Last Post: 17-01-2004, 11:28 PM
  4. WOW credit card facts!
    By Jimmy Little in forum General Discussion
    Replies: 3
    Last Post: 05-11-2003, 05:57 PM
  5. asus v9950 user review
    By smilincanuck in forum HEXUS Reviews
    Replies: 2
    Last Post: 24-08-2003, 09:23 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •