what is the point in this?
surley you dont need a pin to buy anything over the internet or phone? only when you want to take cash out of the wall and pay by card in shops???
i work in a shop and someold lady was like you looking at my pin as she entered it, i said " why would i want to do that maddam? if i know the pin is irellevant, you cant do anything with the pin without the card, and you dont need the pin to use the card...
what am i missing