Last year I persuaded the bank to hand over the money I had been charged in overdraft charges, as part of my ongoing crusade against the financial institutions I am looking to to reclaim some more of the cash. During my formative years I paid out shed loads of late payment charges to my credit card company at least a few hundred quid maybe more. I want to know if anybody else has managed to claw them back, not with bank charges but with credit card late payment charges. I found an article on the BBC saying that the OFT had declared anything over £12 to be excessive, can I use this for backdating purposes?
http://news.bbc.co.uk/1/hi/business/4717607.stm


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