No a 520W PSU will not be anywhere near stressed running an overclocked processor, a single graphics card (4870 or 260) and a couple of hard drives.
Take a look here (http://www.techpowerup.com/reviews/L...TX_285/24.html) for a whole load of comparative full system (Spec at the top of the page) power draws you will need to add a few watts for another hard drive and a bit more for a quad if you have one but the numbers speak for themselves really peak load GTX260 264W 4870 (512MB) 247W so you have plenty of headroom on a decent 500W PSU a decent 400W PSU would probably not complain.
The easiest way to check what you need is to get a kill-o-watt (power meter you plug into the wall and then plug the PC into it then monitors the power usage) and see what your current PC uses, find your graphics card on the TPU list and find the difference in power consumption for the new card and your current one add it to the currnet power draw if its less than 400W a 500W will be more than enough.