Quick poll to see what we're like at overclocking here on HEXUS.
I don't tend to o/c things straight away if it's gonna be tricky. However over the last year I've become quite the master of pin mods, soldering and so on - so I'm braver. If I could afford an X800 Pro now - it would be modded into an XT, let's put it that way.
So, up until recently, I would eventuall o/c stuff, once I'd plucked up the courage. Now I don't like stock speeds at all!