You'd already provided the links, and I'd already read them. I also see no reference in either of them to an end user using any of the services listed. As Saracen has pointed out, Windows sending data to servers identified as being related to those specific services does *not* constitute an end user using those services. Again, as Saracen has pointed out you seem convinced that it does.
I'm not, as you suggest pleading ignorance. I'm asking you for clarity. So, in the interest of clarity: please indicate from the list of services below (which I took directly from the
MSA) which an end user is forced to use (and as such, bound by the terms of the MSA) with Windows 10.
The following products, apps and services are covered by the Microsoft Services Agreement, but may not be available in your market.
Account.microsoft.com
<snipped a lot of stuff>
Xbox Video