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Thread: Driving someone elses car on your insurance

  1. #17
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    Re: Driving someone elses car on your insurance

    Quote Originally Posted by HSK View Post
    Make sure you read those conditions. mine states I can drive another persons car (it will be 3rd party coverage) as long as, that car is also under some kind of insurance...I and have permission.

    Also, I think if they are covered by company insurance (someone else company car etc), then I can't drive em.

    And I'm guessing they'll be some performance / spec / value conditions. I'm pretty sure I can't just jump in my best mates Veyron (wow, if my best mate had one) and expect to be instantly covered! Albeit on 3rd party.
    There are usually clauses similar to that and also if you have insurance to drive your car for businesses purposes it may not necessarily mean that you can drive someone elses for anything other than recreation I saw something like that in my old policy.

  2. #18
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    Re: Driving someone elses car on your insurance

    Quote Originally Posted by Rave View Post
    I'm sure I was taught at university that a verbal contract is legally enforceable under UK law?
    Sorry, Rave, I've only just seen that reply. You're dead right, of course .... in theory.

    Say you and I have a verbal contract, you wash my car, I give you £20. After you've washed it, I say "I never agreed that, why did you wash my car? I'm not paying."

    We argue about it for a while, and can't agree. You take me to court, and I tell the judge ...

    "All I did, yer lordship, was leave me car parked on me own drive, and this dude I've never before came long and washed it. Then demanded I pay him £20". I know nowt about it. Honest."

    What will the judge rule? He is, after all, deciding on "balance of probability".

    Yes, verbal contracts are enforceable .... in theory. If you can demonstrate that your account is accurate (e.g. a couple if independent witnesses may do the trick), then yes, verbal contracts are entirely valid, and enforceable. But that's a fairly big "if" to rely on.

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