Results 1 to 5 of 5

Thread: Insurance companies that count "Named" drivers?

  1. #1
    Senior Member joshwa's Avatar
    Join Date
    Jul 2003
    Location
    Sheffield, UK
    Posts
    4,856
    Thanks
    132
    Thanked
    67 times in 62 posts
    • joshwa's system
      • Motherboard:
      • PC Chips M577 AT/ATX
      • CPU:
      • AMD K6-2 500Mhz
      • Memory:
      • 128mb PC100 SDRAM
      • Storage:
      • 8GB Fujitsu
      • Graphics card(s):
      • 3dfx Voodoo 3 3000 AGP (16mb)
      • PSU:
      • ATX 500watt
      • Case:
      • Midi Tower AT
      • Operating System:
      • Windows 98 SE
      • Monitor(s):
      • 22" TFT Widescreen

    Insurance companies that count "Named" drivers?

    Hi,

    I'm planning on buying my own car, for my own personal use. However I've been a named driver on my wifes policy for nearly 10 years now (and she has 10yrs NCD). But apparently this doesn't count for me?

    Also we're with a company that don't do two cars on one policy

    I've got classic insurance on my Mini - but this doesn't count as NCD either...

    Do any insurers count the fact I've been a named driver?
    confused.com and the comparison sites don't seem to take this into account, or allow two cars :/

    Thanks in advance

  2. #2
    aka .:iGi:. Calcutter DannyM's Avatar
    Join Date
    Feb 2007
    Location
    Location Location!
    Posts
    915
    Thanks
    111
    Thanked
    125 times in 97 posts
    • DannyM's system
      • Motherboard:
      • Gigabyte Z68MA-D2H-B3
      • CPU:
      • Intel Core i5-2400
      • Memory:
      • 8GB Corsair Vengeance DDR3 - PC-12800
      • Storage:
      • 120GB A-Data SSD
      • Graphics card(s):
      • 1GB Nvidia ASUS 560Ti DirectuII
      • PSU:
      • Corsair 620W HX Modular PSU
      • Case:
      • Fractal Design Define Mini
      • Operating System:
      • Windows 7 Pro 64bit
      • Monitor(s):
      • 23" Dell UltraSharp U2311H
      • Internet:
      • 50Mb Virgin Media Cable Broadband
    It's dependant on your current insurer issuing you any type of NCD as a named driver and not a potential new insurer. Last I remember the only company to offer this was direct line.

    Unfortunately your just going to have to bite the bullet and start a fresh.

  3. #3
    Banhammer in peace PeterB kalniel's Avatar
    Join Date
    Aug 2005
    Posts
    31,039
    Thanks
    1,880
    Thanked
    3,379 times in 2,716 posts
    • kalniel's system
      • Motherboard:
      • Gigabyte Z390 Aorus Ultra
      • CPU:
      • Intel i9 9900k
      • Memory:
      • 32GB DDR4 3200 CL16
      • Storage:
      • 1TB Samsung 970Evo+ NVMe
      • Graphics card(s):
      • nVidia GTX 1060 6GB
      • PSU:
      • Seasonic 600W
      • Case:
      • Cooler Master HAF 912
      • Operating System:
      • Win 10 Pro x64
      • Monitor(s):
      • Dell S2721DGF
      • Internet:
      • rubbish

    Re: Insurance companies that count "Named" drivers?

    Yup as the above, but the fact you can state no accidents or claims in the last 5 years works to lower your premium anyway outside of the NCD.

  4. #4
    Chaos Monkey Apex's Avatar
    Join Date
    Jul 2003
    Location
    Huddersfield
    Posts
    4,709
    Thanks
    1,143
    Thanked
    285 times in 204 posts
    • Apex's system
      • Motherboard:
      • Asus Z87M-PLUS
      • CPU:
      • Intel i5-4670K
      • Memory:
      • 32 GiB
      • Storage:
      • 20 TiB
      • Graphics card(s):
      • PowerColor Radeon RX 6700 Fighter 10GB OC
      • PSU:
      • 750
      • Case:
      • Core View 21
      • Operating System:
      • Windows 10 pro
      • Monitor(s):
      • Dell S2721DGFA
      • Internet:
      • 200Mb nTL Cable

    Re: Insurance companies that count "Named" drivers?

    I would phone and speak to admiral and see what there take on it is.

  5. #5
    root Member DanceswithUnix's Avatar
    Join Date
    Jan 2006
    Location
    In the middle of a core dump
    Posts
    13,010
    Thanks
    781
    Thanked
    1,568 times in 1,325 posts
    • DanceswithUnix's system
      • Motherboard:
      • Asus X470-PRO
      • CPU:
      • 5900X
      • Memory:
      • 32GB 3200MHz ECC
      • Storage:
      • 2TB Linux, 2TB Games (Win 10)
      • Graphics card(s):
      • Asus Strix RX Vega 56
      • PSU:
      • 650W Corsair TX
      • Case:
      • Antec 300
      • Operating System:
      • Fedora 39 + Win 10 Pro 64 (yuk)
      • Monitor(s):
      • Benq XL2730Z 1440p + Iiyama 27" 1440p
      • Internet:
      • Zen 900Mb/900Mb (CityFibre FttP)

    Re: Insurance companies that count "Named" drivers?

    Agreed this sounds like the sort of thing Admiral might help with.

    Failing that, try a broker like A-plan. Expensive for simple cases, but can be good for tricky cases like this.

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •