lol @ Car Insurance....

[Gr44]

Sports Pack was an optional extra on the car when it was new, you need to declare it on insurance quotes though... not that it actually does anything, just a bodykit and a differant exhaust (not performance)

Annoying I'm doing a similar job still, just through my own company... Do'h.

Edit @ GoNz0

Yeah, knowing my luck in the event of an accident they wouldn't pay out though... sneaky bloody insurance companys!

And yeah, I wasn't really moaning about the actual amount, just the huge increase for 3 tiny changes (2 of which should have benefitted the cost anyway!)

328? Nice =)

[GoNz0]

tried 3rd party only ?

doesnt seem worth 50% of the cars vale to insure it fully comp ?

they would screw you so bad at that age to recoup the costs if u wrapped it or it got nicked !

[mmh]

man, im 22, 21 when i got the car, and i drive a 2.5l BMW 3 series for less than that!

£990 fully comp!

[MadduckUK]

man, im 22, 21 when i got the car, and i drive a 2.5l BMW 3 series for less than that!

£990 fully comp!

i hate you >:(

[mmh]

i hate you >

why man?

[Geist]

man, im 22, 21 when i got the car, and i drive a 2.5l BMW 3 series for less than that!

£990 fully comp!

Plus BMW services and repairs

The cars are cheap, everything else doesn't seem to be.

[Gr44]

Ooooh,

Good thought Gonzo, I didn't consider that... car isn't really worth anything now, it would just be an immediate write off in the event of an accident anyway.

Shall take a look at 3rd party, thanks

You git mmh! I live in a dodgy area too though which doesnt help; in the past 3 years we've had 3 car break-ins and 2 acts of vandalism

[mmh]

Ooooh,

Good thought Gonzo, I didn't consider that... car isn't really worth anything now, it would just be an immediate write off in the event of an accident anyway.

Shall take a look at 3rd party, thanks

You git mmh! I live in a dodgy area too though which doesnt help; in the past 3 years we've had 3 car break-ins and 2 acts of vandalism

ah right sucks man

I aint had anything happen to me (touch wood) since i started drivin... so no marks on my insurance or anything, just 2 years no claims, although i'd imagine our post code comes up quite dodgy though, as its next to a pretty bad area :/

[MadduckUK]

why man?

cause im 24 and paying 1000 tpf&f for a 1.6, no claims ever

[mmh]

Plus BMW services and repairs

The cars are cheap, everything else doesn't seem to be.

i didnt consider £6k cheap when i bought it took me a long time to save for it although i paid for it outright no finance for me

and as for service and repairs, its just a car, most servicing and repairing is easy as on any other car... and odb2 readers come in handy for the other stuff... parts is the main cost but suprisingly not too bad compared to my last car.

[mmh]

cause im 24 and paying 1000 tpf&f for a 1.6, no claims ever

oooh

thats alot man

how long u been drivin? ive only been drivin 2 years, and 2 ncd!

I shopped around ALOT too though...

[Funkstar]

cause im 24 and paying 1000 tpf&f for a 1.6, no claims ever

I'm £300 for my MK5 Golf GTI fully comp (28, full no claims and until recently 3 points).

[MadduckUK]

you are bloody old though funky

it is the fault of company insurance its nice to have it when you do, cause its free and everything. but when you step out of it they get you. driving 3 years but no ncb some insurers did take pity when mentioning the previous driving, but that only got to where i am now, it could have been worse.

oh well, 25 soon and first ncb not too far away

[GoNz0]

face it, any sporty car with flash wheels and skirts will cost a guy ur age a packet, amuze yourself and get quotes on other cars, try a 320-325-328 and see if its a close price match, it may help you make your mind up on your next purchase lol

yeh the 328 is a cracking car, factory sports kit and started life as a janspeed directors wheels with there best exhaust strapped to it..

thats in the garage now though as it split (been welded now tho) and has a german remus in its place to tone it down to a quiet rumble

[Funkstar]

you are bloody old though funky

yeah. sucks.

[iranu]

Old (50 plus) company director = safe steady pair of hands, experienced, conservative, drives a jag > Cheapish insurance.

Young (35 or less) company director = up and at 'em, risk taker, flashy, dotcom entrepreneur, drives a souped up Astra > expensive car insurance.