AA to launch sat-nav tech tracked insurance policy

[roachcoach]

So insurances will go through all the trouble and potential costs involved in establishing and maintaining this new service simply to save safe drivers some money? And they wont use it as an excuse to increases charges on their "average" drivers?

Seems nice of them, no wonder they have such a nice reputation

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A tiny super-cynical part of me wonders if this is an early toe in the water to offset the losses going to be incurred by having to charge blokes less...

[Hoonigan]

A tiny super-cynical part of me wonders if this is an early toe in the water to offset the losses going to be incurred by having to charge blokes less...

I don't think that's the way it's going to work.. They'll just charge women more.

[kalniel]

A tiny super-cynical part of me wonders if this is an early toe in the water to offset the losses going to be incurred by having to charge blokes less...

Could be - if they apply the same penalty to GPS driving in the same manner that they want to raise premiums for blokes for then they'll match the reason, with a legal way (they'll get a few less bloke drivers, and a few more girl drivers to make up the high risk premium).

But a transit could be doing 9/10ths and, say a porsche could be going 5mph quicker but relatively only doing 6/10ths - the box will show the latter as 'more dangerous' when that is simply not the case.

Visibility is going to be the limiting factor on British roads, even for a transit, well before you get close to cornering limits.

[roachcoach]

Not everywhere, and it was merely an example to illustrate flaws in the concept of a 'generic' approach, it is inappropriate and will be badly applied.

If you'd prefer a more black and white example, it doesnt know what the weather conditions are.

[Macman]

Not everywhere, and it was merely an example to illustrate flaws in the concept of a 'generic' approach, it is inappropriate and will be badly applied.

If you'd prefer a more black and white example, it doesnt know what the weather conditions are.

They may well have something set-up in the process that takes into consideration 'variables'...

I doubt they will set this up half-arsed... but then again

[roachcoach]

I'll eat my hat if they do, far too many imponderables. The 'safest' option is simply the lowest common denominator approach, anything else may result in understating the risk and that's very much not in the companies interest (or prior behaviour patterns).

There's also the whole multiple drivers conundrum too.