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How much do you reckon someone who doesnt drink will owe at the end of uni?
depends if their parents pay their rent and tuition fees or not
How much do you reckon someone who doesnt drink will owe at the end of uni?
depends if their parents pay their rent and tuition fees or not
at the moment i stand at £1000 overdrawn and about £10k student loan and £100 on my CC
so i'm not TOO bad.
I'm £400 overdrawn (still gotta pay this terms rent etc), £8.5k student loan and £300 on CC. Hoping to pay off my CC and get well out of my overdraft when I work in the summer.
I think I'm doing ok.
HEXUS|iMc
Umm, DVD's, CD's, Clothes, Computer Bits, TV, Hi-Fi, Food, Books, Cinema Pass, Weekends away, etc etc
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No parental support at all
I'm acting as though I'm getting no support at all - that way, in my mind, I'm trying to get all I can on my own two feet, anything else is a bonus. I'll still struggle, but there we go!No parental support at all
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Yeah, I knew some ppl who didn't rack up ANY debt because their parents just paid everything for them... what ever happened to grants is what I want to know, university used to be free, now its just for the RICH or those who want to get in lots DEBT....
Not fair..???
Who says there is no class division anymore?
Last edited by poindextermatic; 08-05-2005 at 01:14 PM.
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I really don't see any point in repaying your student loan quicker than you need to. Check out http://forums.moneysavingexpert.com for lots of help and information, they have a dedicated section for students.
Oh I totally agree, its about the cheapest loan you will ever have - whats the point in paying it off with a CC?
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the point, in my eyes, is that i dont like owing money, and i'm crap at saving. a result of which, i'm now completely debt free and paying off £0/month. if i'd not paid any off i'd currently be paying about £5/month off (on £16k at the mo), which is less than the interest would be, even on a mere £3.5k!
hughlunnon@yahoo.com | I have sigs turned off..
Eh? £5/month? I think it would be a tad more.
Oh sure, if you can afford to pay it off then good for you...
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nope. it works out as (off the top of my head) 9% of everything you earn over 15kpa pre-tax... 9% of £1000 works out at 90, into 12 months gives, ooh £7 a month? something like that, and i'm not quite on 16k at the mo..
it used to be 9% of everything over £10k
hughlunnon@yahoo.com | I have sigs turned off..
http://www.hmrc.gov.uk/pdfs/2005/sl3.pdf
tells you show much you will pay back depending on your weekly or monthly wage...
HEXUS|iMc
Nice one, at least I know it's right now...
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Handed in my application form today. Here starteth the debt!
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Your Doooooooooooooooooooooooooooooomed............
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