Banks & oversea's wire transfer's

**Firebar** · 09-03-2006, 10:27 AM

Hi all,

Do any banks / building societies offer very cheap / no-fee's on bank transfer's over-seas. Namely Germany.

Thing is I need to pay £35 to someone in Germany, but unfortunately I was pretty stupid and didn't find out what my bank charges to do a bank transfer to a German account. £30 incidentally.

**behappier** · 09-03-2006, 10:33 AM

I always use the Smile online account, they just charge £8 for their TIPANET service, much lower than anybody else I looked into. You need the IBAN number, name, bank and address. If you find cheaper, I would be interested. I looked into Barclays but £20 and you can only transfer to an account in your own name, not much use really.

**Firebar** · 09-03-2006, 04:46 PM

Woah, £8 isnt bad. Is there any chance anyone is willing to take some money off me then make a payment on my behalf? its only for an Arctic Cooler.

**eloquence** · 09-03-2006, 04:52 PM

When I last checked FirstDirect they also cost less than £30, but more than Smile... for that kind of one you're probably best off arranging to make a payment via PayPal, as that would have cost you something like £1-£1.50... for small amounts of money the bank charges for foreign currency is generally just stupidly high.

**5lab** · 09-03-2006, 05:10 PM

why not just use paypal and pay the fees?

**Firebar** · 09-03-2006, 07:02 PM

Person doesn't have a paypal account

**Kumagoro** · 09-03-2006, 07:37 PM

go lloyds

**5lab** · 09-03-2006, 07:53 PM

Originally Posted by Firebar

Person doesn't have a paypal account

get some deutchmarks/euros, send them recorded delivery

**Firebar** · 09-03-2006, 09:33 PM

^ yeah I've sent him a message with that as one of the options. I think I'll do it that way.

**Apex** · 10-03-2006, 03:40 AM

Originally Posted by Firebar

Hi all,

Do any banks / building societies offer very cheap / no-fee's on bank transfer's over-seas. Namely Germany.

Thing is I need to pay £35 to someone in Germany, but unfortunately I was pretty stupid and didn't find out what my bank charges to do a bank transfer to a German account. £30 incidentally.

iirc theres 2 levels of service, a quick option that cost a bit and a cheaper option, at least thats how hsbc do it.

**bsodmike** · 10-03-2006, 04:44 AM

A TT abroad only costs £21 via HSBC, not too bad. Knowing their banks SWIFT code helps too!

Cheers, Mike

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