wtf @ my insurance

[5lab]

ok.. bit of a long story this, but check it out...

in may i renewed my insurance on my 1.4 volvo 340.. £400.. reasonable quote considering everything.. a few months later i upgrade to a 360glt - loads more power (115 instead of 70) from a 2l injection engine.. insurance goes up and i pay a premium of £40.. fair enough, the extra power and all..

crash that car a while later, and my dad loans me his car which i insure under my name.. its a 1.8 440 li (shuttit zak).. its a newer car, about as quick as the 360, but a higher group, so insurance goes up by another £20. fair enough i figure, ya know.. its a 'better' car and all..

3 weeks after that (today) i phone them up - i've got hold of another volvo 340 gl 1.4. wooo i think, get some money back (still got 4 months to run on the premium).. guess what.. not a penny back! nothing!.. so to go from the same car, to the same car. thru a few different cars has cost me £60!

ideas anyone?

[iMc]

They would probably put it down to admin fees or something stupid.

buggers

[RoganJosh]

Did you make a claim, or report the accident? (should have at least reported, by law) If so - you may have lost some/all of your no claims discount. But, just be thankful you don't live in NI, when I was 33 i owned a TT 180 coupe - this cost about £1100 to insure with full NCD, I needed a van for making deliveries, so i bought a new clio 1.4 dci van - this cost me £1200 to insure - go figure

[5lab]

i did have an accidnet, but not my fault (currently claiming off the other guys insurance) and no claim involved.. i did declare it though..

think it might be the admin - i better not have lost my noclaims