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nice to see the banks being screwed every once in a while.
I don't see how they're going to be able to tell who got what and charge them accordingly....
http://news.bbc.co.uk/1/hi/england/m...er/7833145.stm
nice to see the banks being screwed every once in a while.
I don't see how they're going to be able to tell who got what and charge them accordingly....
sig removed by Zak33
Simple - if requesting X amount between 11 and 2pm (or whatever) consistantly gives X*2 (due to the way it was loaded) then they just contact all the people who took out x amount per transaction between 11 and 2pm.
CCTV from the garage will probably help too
CCTV's not going to show anything, and the report says that it gave different amounts for different sums requested - this might mean a range of different amounts.
But I see your point.Originally Posted by bbc
sig removed by Zak33
Well if it was loaded incorrectly but they can work out how it was loaded then it'll be easy to work out who got what and charge them accordingly.
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Exactly, people could just say, no I got the correct amount out I asked for. There isn't any way of really proving it.
This happened near me a few years ago, apparently there was a guy organising the whole thing who turned out a few pubs. People were getting £60 when asking for £30 and then going to the back of the que.
Only difference is the bank let the people keep the extra money.
About 10 years back when i was a student i tried to take out £100, but only got £40. Bank would hear none of it, despite numerous letters to Barclays head office and meeting with the banks. I even threatened to take it to the police. I hate banks.
And who doesn't
Had that happen to me too, but got the money back fine - just had to contact my bank who then got in touch with the bank who owned the cash machine.
I don't. Banks are just trying to do their job... there is an extra inherent risk in banking with is why they have more profit in good years [and suffer more in bad years]. It is entirely fair. If it was possible to do "less rip-off" banking, the more expensive banks would get under cut out of the market just like in any other business.And who doesn't
Those people who took the money are thieves. They are probably too stupid to go out and earn a decent living so have to steal. Scum.
Last edited by SiM; 16-01-2009 at 11:30 PM.
Zak33 (17-01-2009)
Apt, i feel
Although, for SiM's benefit..
Can they work out how much you got by how much was left in the machine before and after you took it out? (dunno how it measures it.. by weight?)
It might be "disappointing" that it took six hours, but it's hardly surprising. Banks aren't exactly popular with many people at the best of times, and right now, after all the furore over supposedly unfair account charges, and then the banks screwing up their lending and precipitating a worldwide recession ..... well surprises me some is that it got reported at all, not that it took six hours.The giveaway went on for about six hours before the fault was reported to Nationwide building society.
The firm said it was "disappointing" that no-one reported it earlier. Those who took extra cash may now have to pay it back.
No doubt it's not legal to keep the money from such a mistake, but I rather suspect a lot of people will reserve the right to deny they got more than they asked for and to require the bank to prove that they, as an individual, got more than they asked for. That statement from the bank seem to be to be very guardedly worded indeed."Legally, recipients of payments made by mistakes are not entitled to benefit from it.
"We will reserve the right to contact people about the matter on an individual basis."
You are not like any other business, very few if any get bailed out by the tax payer after making a huge mess of things.
Well, the people are only get the money back that they gave to the banks right?XD. Bloody banks, take our money and then refuse to lend it back to us even at a profit!. Wish this error happened to me, would rake in the 100s.
The mess was partially caused by the central banks/governments... so they are paying for their mistakes too. Bail out is not just for banks - don't you read the news?You are not like any other business, very few if any get bailed out by the tax payer after making a huge mess of things.
http://www.telegraph.co.uk/finance/3...ll-Street.html
http://www.telegraph.co.uk/finance/n...ore-funds.html
http://www.telegraph.co.uk/finance/e...-industry.html
plus the government can make a profit out of these bailouts as they are getting a lot of equity which will at least double in value over the next 5-10 years...
The huge mess was caused by poor people not paying back what they owe - of course it's the banks/lenders fault too for lending the money - and it's the central banks' fault for cutting rates too much after 9-11 so lending was too cheap. Hindsight is a great thing
Last edited by SiM; 17-01-2009 at 02:35 AM.
Even if the government made a profit I doubt the tax payer will see a penny of it. Anyhow you are correct the government are also to blame, primarily because they let some you lot of the leash.The mess was partially caused by the central banks/governments... so they are paying for their mistakes too. Bail out is not just for banks - don't you read the news?
http://www.telegraph.co.uk/finance/3...ll-Street.html
http://www.telegraph.co.uk/finance/n...ore-funds.html
http://www.telegraph.co.uk/finance/e...-industry.html
plus the government can make a profit out of these bailouts as they are getting a lot of equity which will at least double in value over the next 5-10 years...
The huge mess was caused by poor people not paying back what they owe - of course it's the banks/lenders fault too for lending the money - and it's the central banks' fault for cutting rates too much after 9-11 so lending was too cheap. Hindsight is a great thing
Rates may have been cut after 9-11, but it was still the banks choice to lend money. No one forced them do so. You leant it to everyone and anyone, and then packaged the debt, sold it out again and again, and again, each time making a nice cut in between. And expecting at the same time that house prices would be going up forever. What the hell were you people thinking?
Regulation was poor + and combine that with some greedy bankers, I am not completely surprised we are in a recession.
http://www.dailymotion.com/video/x68...r-subprime_fun
http://www.dailymail.co.uk/debate/ar...--expense.html
http://www.guardian.co.uk/business/2...laries-banking
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