Man this is terrible please don’t get me wrong I’m in no way having a pop at foreign people but when I as an English man ring my bank to do a few transfers I get someone from a India who I cannot understand… this is crazy HSBC are sooooo rich it’s unbelievable yet they save pennies by having loads of there call centres in India. The chap I spoke to was very polite but I could not really understand what he was saying it was just hard work! He had trouble understanding me and I did not have a clue what he was saying! This is getting stupid now! And as I understand HSBC have only secured all the call centres until 2006 with a few to moving them all to India….