I tend to think of that kind of question in terms of "What will the £x (£24 in this case) buy me if I save it?"
Everybody will answer that differently.
If it's "food for several days for the family", save the £24.
If it's "A quarter bottle of good champage", get the faster RAM, 'cos you can clearer afford it if buying good champers.
In my case, probably 6 mediocre cups of coffee in a big chain, or about 40 cups of better coffee if I brew it myself. Ummm. Am I going to not buy coffee 'cos I bought the faster RAM? Nope. So I would buy it.
What I'm getting at, I guess, is how much £24 means to you. For some people, especially these days, it means a lot. For others, it won't really affect many if any decisions. That said, £24 is £24, and I'm not about to rip up some notes and put 'em through the shredder any time soon, but nor is it going to change my lifestyle if I actually did.
That principle,
IMHO, applies to much larger sums too. I saw an interesting looking new coffee pod machine yesterday. But, about £800 and quite expensive on pods too. Would I like one? Yeah, if someone gave it to me, but am I buying one? Aw hell, no. The £800 is staying firmly in my bank .... for my graphics card, etc.
