I'm using the onboard audio at the moment (somehow I couldn't find it in my extortionate budget to buy one!).
The old "finger-prod" definately ruled it as being in the HSF area and not the GFX card.
I agree it is strange, as I said it seems the act of scrolling iTunes causes your processor to "do work" - try it (in case I've gone mad!). Open iTunes, nothing else, grab the slidy for your music library and whizz it up/down - I seem to be able to generate 40% to 50% CPU usage in Windows Task Manager!!
I've had the temps monitoring all day, never really gone above 35c and I'm running 350mhz FSB (3.15ghz).
Ho-hum... if it ain't broke (or doesn't look broke) don't fix it I say.