hypothetically speaking.......

[marshalex]

I was thinking today that as most power supplys now have a pretty good warranty, if one goes up while under warranty and takes all your components with it can you claim for the components under the warranty or is it something you have to get off the house insurance? touch wood its never happened to me but i'm more curious as to what happens more than anything

[Funkstar]

The warranty for the PSU definitely will not cover components.

I don't know if home contents insurance will cover it.

[marshalex]

i thought so but i wonder if there would be a cause to claim as you could argue that if the psu wasn't faulty then your components would all still be working etc. i wonder if anyone has got anywhere with this

[Funkstar]

The terms and conditions will state the limitations of the warranty, this is standard. Just like you cannot claim for water damage from a broken washing machine from the manufacturer.

ScanSure installation insurance is the same. You can insure a DVI cable, and if you damage it while installing your 30" Monitor (not insurable due to the high value) you can only claim the cost of the cable, not the monitor you may have damaged at the same time.

[jim]

The terms and conditions will state the limitations of the warranty, this is standard. Just like you cannot claim for water damage from a broken washing machine from the manufacturer.

ScanSure installation insurance is the same. You can insure a DVI cable, and if you damage it while installing your 30" Monitor (not insurable due to the high value) you can only claim the cost of the cable, not the monitor you may have damaged at the same time.

Mind you though, I'm sure if you purchased a washing machine (with the added cleaning power of semtex) which blew up and destroyed the entire house, Aviva or whoever wouldn't be looking over the small print of the washing machine's warranty to find out who's liable for the damage.

[Funkstar]

That's a good point, but that is extra ordinary circumstances.

I suspect there is a difference between the manufacturer being liable under their warranty, and being liable for compensation after a court case

[DeludedGuy]

That's a good point, but that is extra ordinary circumstances.

I suspect there is a difference between the manufacturer being liable under their warranty, and being liable for compensation after a court case

Small claims court > Warranty

[Funkstar]

Small claims court > Warranty

Absolutely. But the question was about the warranty, and that only covers the item specified, nothing more. Seeking claims from court is another issue all together

[jim]

That's a good point, but that is extra ordinary circumstances.

I suspect there is a difference between the manufacturer being liable under their warranty, and being liable for compensation after a court case

Well of course, I just thought it was an interesting angle.

My power supply destroyed a motherboard, CPU and RAM (goodness knows how many times I've said that before on this forum), but all were replaced under their own individual warranties... apart from the RAM which I decided to throw in the bin instead.

Had they not have been though, for whatever reason, I'm sure I would've at least had a case to bring against Hiper for selling a power supply that was not fit for purpose - a mid-range unit shouldn't be a hazard after 18 months. With all the issues surrounding "proof of an inherent fault", I'm sure it would be difficult to the point of being a waste of time, but nonetheless I think you'd have a fairly good chance of succeeding.