Insurance woes

[Rave]

My renewal came through from Elephant today; predicatably, despite the fact that I'm a year older and have an extra year's NCB, they still want more this year than last year. Last time around I saved an extra £70 by simply letting the insurance run out, then going back and getting another quote as a 'new' customer. I'm not sure whether they might have got wise to the practice this time round, since they don't let you in to get a quote if you're an existing customer.

Anyway, the point is that I'm properly hard up at the moment and I really don't want to be paying out over £300 for insuarance again. The car is an '88 MR2 coupe worth a few hundred quid at most, I'll be 26 in June with 6 years NCB, clean licence, and in the last year I've covered less than 2000 miles. Are there any specialists who might do me a good deal considering how little I drive nowadays? Does my car count as a classic now it's 17 years old, and can I save anything that way?

[MD]

hmm try firstdirect.com, call them on thier free phone, I have had 5 people including me that have all got cracking deals....

m@

[Konan555]

www.confused.com check a lot of websites for free.

[Rave]

Cheers guys. Actually that was something else I wanted to rant about...0870 numbers. Elephant actually want me to call them on an 0870 number if I don't want them to automatically bill my card for my renewal. What? I have to PAY for the privilege of calling them and telling them not to take my money? Utter cheeky b*stards. Luckily my card number has changed since last time, so they won't be able to take the money anyway. I'm going to email them and tell them so, but call a toll number? I think not.

[Konan555]

Write to them

I'm not sure I'll try elephant again. The operator actually laughed at me.

[Rave]

Well, they're part of Admiral, but going from Admiral to Elephant two years ago saved me over a hundred quid. Got a good reduction last year too.

I dunno- I suppose £360 isn't actually a lot considering I live in London and I'm not yet 30, it's just that I'm a good driver who's never caused an accident and I resent sending a cheque off every year to get absolutely FA back in return. Bloody bad drivers- ban 'em all I say.

[Konan555]

Mine's been worth it for heated windscreens! £50 a throw's a lot less than it could be, i tell ya.

Funny, I think admiral got me my 2nd best quote when elephant laghued at me and told me to give up..... odd.

[Grey M@a]

Try these:

https://www.directchoice.co.uk/home/

They beat everyone else by £300 for me and it gets cheaper every year, and I have points on my license and they still beat everyone under the sun.

[Oakey]

www.saynoto0870.com

[Honoop]

Virgin Money...

http://uk.virginmoney.com/

Give em a go!