I dont think you are. (preaching to the converted)
There are people who would say that 4wd provides a safe haven for people who cant drive. You can cane it and it will keep gripping, until it stops gripping, and then your in royal understeer death?
Learn to drive a powerful RWD car in winter conditions, and you will have mastered driving so much more than people that get discount insurance because of their "pass plus"
Butuz