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About LinkBacks700p/m for a 3 bed semi in York at 70%. Variable so it's gone up by about 50 quid since the start of the year.
£50 - £250 per month/4weekly
£251 - £500 per month/4weekly
£501 - £750 per month/4weekly
£751 - £1000 per month/4weekly
£1001 - £1250 per month/4weekly
£1251 or over per month/4weekly
700p/m for a 3 bed semi in York at 70%. Variable so it's gone up by about 50 quid since the start of the year.
£1021/month here but that includes some overpayment which will do a nice job of cutting down the interest I have to pay.
good manOriginally Posted by burble
It's the sensible thing to dogood man
There is no option for £0
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Make it idiot proof and someone will make a better idiot.
Error exists between Keyboard & Chair replace User and press Any Key!
.... Where's the Any Key???
is it just my primary residence or should i include the others?
Crosshair VIII Hero (WIFI), 3900x, 32GB DDR4, Many SSDs, EVGA FTW3 3090, Ethoo 719
Ooh, get you...
lolI'm just messing about. I do have more than one mortgage tho - but, believe me, i'm trying to remedy that asap!
Crosshair VIII Hero (WIFI), 3900x, 32GB DDR4, Many SSDs, EVGA FTW3 3090, Ethoo 719
I need to do somthig like that. Thinking about not buying another ISA in April and just dumping the cash into my mortgage instead. Need to see how much of a difference it will make though.
I don't remember the figures for mine, but it made a pretty significant difference. Infact when I looked at the figures and worked out I could afford it, it was a total no brainer.
£1150 a month for mortgage on our 3 bed Semi. Overpaying it with a lump sum of about £10k each year. Want to get it paid off in next 6 years (fingers crossed)
Well mines a little confusing!
I bought a largeish 2 bed flat in Finchley (zone 4 london) with a mate from uni.
Our total mortgage is about 1800 a month. But with intrest rates how they are, offset mortgage is great. Whats confusing thou, is calculating it so that i don't end up paying off too much of my flat mates.
You can overpay only once per year with most mortgages, but offset as much as you want, the reason i recon its worth offsetting (other than making for one fun excel spreadsheet) is for the hudge benefit of the liquidity. Well worth the hassel for that imo.
throw new ArgumentException (String, String, Exception)
Anyone spending over £1000 a month on a mortgage must have a bloody good job. My wages would just cover that sort of mortgage LOL Infact id struggle to pay half that tbh,
Let me know what you do, so I can do it! LOL
£650
I hope to make some over payments, like a few others here, but I appear to be pissing money at the moment - only had my house a couple of months.
Funkstar, I have a discounted mortgage at the moment, it is worth my while getting a ISA at the moment. I might consider an offset mortgage after my discount expires.
I would guess that wages in the North East are about 1/2 - 2/3 that of those in Central London (and house prices even less).
Also, we have 2 salaries paying our mortgage, but TBH I could just about pay it (interest only) on my own and still afford everything else - no luxuries mind...
Likewise!
But then again i do/did work bloody hard, longer hours and more stress than any of my non fsi mates!
throw new ArgumentException (String, String, Exception)
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