Insurance Companies

[Disturbedguy]

Hello all,


Just a quick post.

Can anyone provide me with the name of insure companies that specialise in insuring young drivers please?

Cheers in advance,

[Guy]

No companies specifically cater for younger drivers, its all dependant on your circumstances, one company that is cheap for one, might be horrible for another.

Location, driving experience, NCB (if any), specific car, any optional extras or modifications on said car, if your wanting finance to pay monthly, convictions, your profession, additional drivers (if any) etc etc etc, there are hundreds of factors that are taken into account.

Try the usual suspects.

Direct Line
The Admirial Group (Admirial, Elephant, and Bell)
Oh and the brokers;
Sky
Adrian Flux
A Plan
Chris Knott etc etc.

[Disturbedguy]

Hmm cheers Guy, have tried Sky insurance but they were the same as else where.

Will try the others.

[Guy]

Your location really doesnt help I'm afraid.

Check your postcode against the risk grouping, iirc alot of Manchester is quite high up.

http://www.carinsuranceexplained.com...tcode_risk.htm

[Tumble]

Saw the thread title, and though "are thieves"


Sorry for the unhelpful post

[kasavien]

Endsleigh were good for me as a student, worth a look anyway

[scaryjim]

Endsleigh were best for me first time round - although my situation was a little different as I was over 30 - but worth a look.

And for goodness sake get your PassPlus done, lad...

[Disturbedguy]

I looked at Engsleigh, got quoted 3k

Ahem lad

Next to m18 on that site..it says refer

[duc]

Endsleigh was cheapest, but, that was over 15years ago.

[dave87]

Tesco & Chris Knott (and I think that is who Rasta means) are companies I've used personally, thumbs up for both of them

[duc]

You could explore/exploit the second driver option.

[eshrules]

Tesco & Chris Knott (and I think that is who Rasta means) are companies I've used personally, thumbs up for both of them

CK don't insure drivers under 21 and have several blacklisted postcodes - so not likely to be much use to a young driver

You could explore/exploit the second driver option.

also known as fronting and illegal. I'd suggest not exploiting this, slippery slope indeed.

edit - unless of course you mean he naming a seasoned driver on his policy.

Personally, I'll second the recommendation for Adrian Flux - the beauty of them being that they recognise passplus and I managed to get no less than a £450 premium reduction as a result of it.

[Chris P]

Disturbedguy

I've not been driving long myself, there is an insurance Company named " Young drivers ....... " but I found there not much cheaper. Best option I have got is £900 Insurance and a 3K excess :/. There are options, with a much cheaper excess ( £200 ) but then your insurance is 3 - 4K +.

Alternatively try and insure yourself as a second driver and some Insurance companies include no claims bonus on the second driver as well. If this is an option for you once you have built up your no claims look at getting your own car.

[scaryjim]

Ahem lad

I'm a Yorkshireman, and old. That's just how I talk

Is this the car you were planning on buying to share with your mum? If so you could quite legitimately get her to insure it and have you named as a second driver... p.s. but don't expect that to be cheap: it'll still add a lot to a policy to have a young male new driver listed.

[Disturbedguy]

Disturbedguy

I've not been driving long myself, there is an insurance Company named " Young drivers ....... " but I found there not much cheaper. Best option I have got is £900 Insurance and a 3K excess :/. There are options, with a much cheaper excess ( £200 ) but then your insurance is 3 - 4K +.

Alternatively try and insure yourself as a second driver and some Insurance companies include no claims bonus on the second driver as well. If this is an option for you once you have built up your no claims look at getting your own car.

Cheapest I have had is £1500 but again thats with £3000 excess and as you saying, anything with less excess is expensive to insurance.

The cheapest insurance I have found is £2200 TPFT for a 1.9 Diesel Focus Estate that was on sale at £750.

I was going to do the I have a car with me insured and mother as named driver, but two or three companies I phoned said it would make any difference.

[dave87]

I was going to do the I have a car with me insured and mother as named driver, but two or three companies I phoned said it would make any difference.

Some companies it will make diddly squat difference, others it will make a substantial difference - worth trying proper quotes with any short listed ins. cos. with both permutations