nichomach speaks much wisdom...I'd just leave it in yoru account earning @ 3.20/3.30% per year....One Year = £41.60 ish (£33.28 ish taxed).
I doubt Sainsburys really carry these sort of records on customers, especially as the Bank of Scotland white label them.he'll get a rep for honesty with the bank and will avoid acquiring a record
Someone will be red faced at Sainsburys if it's there error or if it's a customers error they'll just think dumb customer......HOWEVER THEY WILL GET THE MONEY BACK MAKE NO MISTAKE!!!!!!!when the bank realise the error -
I doubt it, they'll probably seek to take civil recovery or just put the frightener on you.......Bad publicity is always a risk if they did charge youand they would be very likely to press charges.