Considering moving from Fiesta to a Focus or should I do something else..?

[Howard]

Quite.

What group is your Mondeo Fox? And your Xantia?
My car is group 6, I was 18 when I took out the policy, didn't hvae any no claims and only a year's driving experience yet I didn't hvae any problems insuring it. Sure, it cost £1300 but people's definitions of "won't get insured" differ. This wasn't actually a great deal more expensive than had I had my own policy on my Cinquecento. I thin kthe quotes for that were between £1000 and £1200. That was a group 2 car. Basic motoring.


It had central locking and electric windows though

[Fox]

Quite.

What group is your Mondeo Fox? And your Xantia

Xantia 9, Mondeo 12. Insured the Mondeo @ 19 so to be honest anything this side of a Mondeo is easily insurable at reasonable and only marginal additional cost for somebody of 31 regardless of driving experience.

[Shorty]

whoah wow there. Talk about taking my friendly comments out of context! It wasn't a dig. I was in a "gotta get a deal done now" situation.

It wasn't a dig dude. It was just the situation presented to hand. i had to get shot of a car that was falling to bits, 12 weeks after I bought privately. Beggers cant be choosers. I need 18 months full parts & labour warranty. I don't want to be paying almost nowt in parts until Im well settled in.

31 or no 31, Im paying £845 fully comp. Every quote for something "nicer" was more than that. This is group 2, not group 3 by the way.

Im not trying to convince you, im just dissapointed that confused and other quotes I had would not insure me for something "more refined". Life sucks, Il live with it. Im not actually bothered about manual windows. Im more concerned with having a car that runs great and will last me a couple of years while im sorting my house out. I close the deal in days, so I've run out of time to chase down an LX. I did look but they are more than the 4k budget if you want a long warranty & such.

It won't be sold, it'l replace whatever my sister is driving. It will still be better than what she can afford. Yes, I can afford a £20k car easily on my salary but Im buying a house. I have other things to pay for which will last a hell of alot longer than my car will

[dkmech]

Manual windows ftw!

Enjoy your car shorty. I am comfy driving my parent's mondeo estate, but the directness of my 106 is on a different level. Small cars have their advantages too.

[Butuz]

Go easy guys. No fisty cuffs needed.

Shorty I am AMAZED by how much your insurance is!! Where on earth do you live - Mosside?!!!

I am 25, insured on a group 18 car with extra boy racer modifications declared and I am only paying £645 fully comp, thats in the outside of cardiff which aint exactly chelsea is it?

I can not understand how you are paying over £800 on a group 3 fiesta, at 31 years of age!!! Did you shop around at all? I had some quotes for £1000-£3000 on my car, but i still persevered and found the absolout cheapest I could get. Just gotta put a bit of effort in?

Just my 2p.

Enjoy your car either way!

Butuz

[dkmech]

I was paying 670 tpft in my first year for a 106 (probably group 3 too). This is 800 for fully comp on a newish expensivish car. No ncb will sting even if you are older. Even if its not the cheapest quote it'll still be a lot.

[Shorty]

Go easy guys. No fisty cuffs needed.

Shorty I am AMAZED by how much your insurance is!! Where on earth do you live - Mosside?!!!

I am 25, insured on a group 18 car with extra boy racer modifications declared and I am only paying £645 fully comp, thats in the outside of cardiff which aint exactly chelsea is it?

I can not understand how you are paying over £800 on a group 3 fiesta, at 31 years of age!!! Did you shop around at all? I had some quotes for £1000-£3000 on my car, but i still persevered and found the absolout cheapest I could get. Just gotta put a bit of effort in?

Just my 2p.

Enjoy your car either way!

Butuz

I shopped around all over the place. Rang and web checkups. My age is totally not taken into account at all. I did spend a week researching any quote I could. This was still the cheapest

The area I live isn't that bad but it's far from the comforts of Didsbury or such like.

Once I've done my first year, my premium will drop like a stone. My current insurer (screentrade) told me the biggest factor was the NCB & the fact I've been only legal to drive for a few months. Sucks but Il survive. Next year will be a different story

I LOVE my car!

[Tumble]

That explains it... it goes as much on driving experience as age. I was paying just over £400 on the Landy 3 years ago, having been driving for about 4 years. This year, if I still had it I'd be paying the princely sum of £180 FC, and I'm only 26.

[Fox]

It doesn't explain it, my sister paid £600 insurnace in her own name on a Group 4 car at 17 with no experience.

[Rave]

Yeah, but she's a woman, and as every ****ing second ad on telly seems to want to remind us, they have fewer accidents.

[Konan555]

Yeah, but she's a woman, and as every ****ing second ad on telly seems to want to remind us, they have fewer accidents.

You'll note the wording of that advert changed. It's actually a total lie, they have more accidents.

Women make fewer (and smaller) claims.

[Howard]

Yep, lose the penis and your insurance quote is pretty much halved


edit: so to speak

[chrislusty]

Hope you enjoy your new car!! Like everyone else, i cant believe your insurance, but if that was the cheapest, then that is what you have to pay!

Have fun driving it!

[Shorty]

ooor.... as I found out today. Install a CAT1 alarm (which also gives me remote central locking FTW!) and get a £170 refund

Alarm going in on Saturday. The refund pays for the alarm

[Howard]

The alarm comes with the central locking solenoids?

[Shorty]

The alarm comes with the central locking solenoids?

It's already got central locking. The alarm simply makes it remote central locking