How does Credit work? I dont think I have any credit history

[Twigman]

- Convert an "under 19's" account to a current account as soon as possible

nah dont convert...open a new adult current account....but keep the childrens account...they give you loads of interest...lol
Thats why I still have my 12+ one....they noticed and said they would automatically upgrade it, but then my family said, right well change banks...they give in.
Thats the secret...threaten to change banks and they might be more lenient.

[Stewart]

Umm, high maintenance ex-girlfriend who loved me and left me... The first, and last, time I'm being abused for money!

She was fit though!

Typical woman.

*Bait... waits for Elmo or Tiggerai to bite*

[Marcos]

I have no loans and no overdraft and i'm at uni *huggles his government and parents*

What did the government give you?

[Webmiffed76]

I don't have a credit card and I'm not far short of thirty and apparently my credit rating still isnt good enough to get a job in any financial institutions! That may be due to my lack of credit card or due to the five stretch I did for turnin over the local Northern Rock Building Society!

[Kezzer]

You lucky fella. I don't know many people, if any, that have no loans and no overdraft and are at uni.

Does that mean your gonna end up with a degree and no student loan to pay off?!

Yup, i won't have any loans or anything at all to pay off once i finish my degree