Scansure was not launched to cover hardware failure and does not cover hardware failure. Hardware failure is covered by the product warranty.I think it would be a good idea for scan to look into extending cover for the cases where a hardware item fails and needs rebuilding or rethink the policy a bit. If an item failed multiple times through no fault of the customer, it is unfair that they would need to keep buying new cover from no mistake of their own - in fact the current policy actually favours hardware failure!. Right now, I don't feel that scansure offers the peace of mind it claims to.
I'd say it's relevant though.
Exobuzz's issue is that, through no fault of his own, he needs to reinstall hardware meaning a risk of damaging it, he already paid for scansure when first buying it which is fair enough as he's had that coverage.
Now however the risk is totally his problem if he damages the 2nd motherboard even though the only reason it needs replacing is due to a manufacturing defect. I don't even know if Scan would let you buy scansure for a replacement part or only when you buy new?
It's certainly something to consider in the event of an RMA in the future.
ScanSure can only be purchased with a new sale and not with replacements issued under warranty / RMA.
Sure, but there is a crossover with this, as I have already illustrated. Someone protects themselves with scansure only for the hardware to fail after they have built it meaning, they are forced to build it all again with a replacement part and either take a risk or purchase scansure again. if the hardware fails, it is in scans interest currently, as the customer may well be likely to purchase scansure again for the replacement part.
[edit] for which I just read isn't available anyway for replacements under warranty. so there is no way of protecting yourself for the second build at all. I suppose if any good came out of this, it's that the info is here for people to see.
Any insurance has limitations.
Look at it this way, at least you were able to purchase ScanSure in the first place for the first time you built your machine. Before ScanSure was launched, you wouldn't have been able to do that.
If Scan were able to negotiate with their insurers to cover edge cases like this, I would suspect insurance for everyone would have to go up and it is increasing complexity and probably raising risk levels. Just like components valued over £500 cannot be insured, even though those are perhaps the components you are most likely to want insurance on.
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