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About LinkBacksSo I put mudkips in ur car so you can lol while you rollOriginally Posted by directhex
So I put mudkips in ur car so you can lol while you roll
http://www.lolblog.co.uk/wp-content/...1892555991.jpg
Hmm, these insurance things don't always work out the way they should. Keep in mind that you accrue 'no CLAIMS bonus'; it is not a 'no BLAME bonus'. Whilst you're the innocent party as you were hit from behind, if the other driver contests the circumstances, insurance companies often agree 'knock for knock' settlements to avoid legal wrangling and expense. This means they paid out and therefore so will you. It isn't fair but they don't care about that. Mr Plod will have no interest whatsoever.
After a chat with her old man, you might find the other drivers' account of the events changes. Inform your own insurers now with full details of the circumstances to give them the best chance to refute any third party wriggling. It might help keep your next year's premium down.
Her insurers may of course play it straight and pay out but insurers often seem to prefer a 'shared costs' arrangement ie both drivers funding the misfortune.
She probably held you up less than this driver.
http://www.youtube.com/watch?v=oEsYf...layer_embedded
"Reality is what it is, not what you want it to be." Frank Zappa. ----------- "The invisible and the non-existent look very much alike." Huang Po.----------- "A drowsy line of wasted time bathes my open mind", - Ride.
You should see a newbie bus driver trying to park in the garage when it gets chocka. Last time I watched for about three minutes before I took pity, then I jumped in to help the (very young looking) driver. I said, from the driver's seat, "look, the bus is 32ft long so you have to go 35ft past the space, then, watching your offside rear in the mirror, and nearside front to make sure you don't hit any of the buses opposite, wind on full lock and slot it in the space. Easy when you know how mate, give it three weeks and you'll be bunging it in in one go no problems".
Encouraging smile.
The young driver replied "I won't be here in three weeks, I'm a graduate trainee on the fast track".
Anyway j.o.s.h, don't worry about it mate, the presumption in any accident like this is that the driver behind is at fault. When it happened to me I had no problems, a couple of phone calls and about 2-3 months later (I forget exactly) the other driver's insurance company phoned me up and offered to write off my car; they just offered me what they thought it was worth less what it was worth in scrap. A week later a cheque for £1300 arrived in the post. Since I'd only paid £1300 for the car a year earlier I was chuffed. I thought I'd spend the money fixing the car up completely (repairs to the actual accident damage would only have cost £4-500 max) but in the end I drove it around for three more years with a big dent in the back and spent all the insurance money on beer.
However, the presumption that all "rear-enders" are the driver behind's fault is why you have to panic if someone reverses into you. Sod talking to the other driver, find a witness ASAP.
j.o.s.h.1408 (28-04-2009)
Thanks guys for all your tips and suggestions. im going to give them a call again and see if i can get a refund for the £4 a day they will start charging me when my replacement car gets delivered. wish me luck!
update: im currenty drivinga similar car that crashed into me lol a vauxhal astra.
Anyways my car has been declared a complete write off!!! im well pissed. never thought that would happen!!
i bought this car brand new in 2003 as well!! well pissed off. How much do you think they will offer me? the value it is now before the crash or what it was when i bought it?
no way will i be satisfied with them giving me 2-3 grand when i spent near 10k for it when it was brand new!!
**** replacing it with a second hand one!!! redicolous! its only the bumper thats gone and a slight dent on the boot!
That looks to be a reasonable valuation to me: http://search.autotrader.co.uk/es-uk...arch_full.y=14
Vodka
They will offer you below the current book price. Refuse and find similar spec/mileage/condition etc cars to your own, in order to demonstrate its true value.
You can only hope to a fair price for it though.
not for me mate. i have to go and buy a second hand car that could be unreliable.
Yes but your car could be unreliable . . . ?
Theres no way you would get back what you paid for it. Its a 6 year old car.
yea true. so far it ran fine. really pissed off about this. my first accident ever and it gets written off!
Exactly Rasta - sadly this is the way insurance works.
We had success blagging a couple extra hundred quid (on a car that was only worth about 2K) not too long back on top of what they offered us. But otherwise, that's about it
gutted
As soon as I read that the boot wouldn't close I was fairly sure it was a write off, but didn't want to say anything.
We recently had the exact same happened to us. The damage was about the same. Other person in the car was written off work for a while though and is still in a bit of pain weeks on.
After speaking to the insurance company apparently if you get structural damage, it's pretty much an instant write off. As soon as we said the boot wouldn't close, they told us that it was almost certain to be gone
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