Originally Posted by
Ttaskmaster
I have only the 1 and even then merely 1080p.
Slopey's web page seems to be down at the moment anyway, so it can wait... especially as I need to put some better kit and armour on that million-credit space cow!!
When you die, you end up at the Insurance page, where there are three basic options:
1/. Start again with a free (loaned*) Sidewinder at whichever base you first started at.
2/. Rebuy your old ship, at the last place you docked.
3/. Rebuy your old ship and any/all the upgrades you just lost, back at the last place you docked.
You usually lose any cargo, bounty vouchers, combat bonds and exploration data, but your balance should still be there, I believe.
I'd have to check, as I've not taken it myself, but Option 1 might be a complete financial restart (as in a ship, a handful of credits and that's it) while retaining your rep/criminal status (wiping that requires a complete restart from the main menu).
I also seem to recall there being a Declare Bankruptcy option, which might account for losing everything...?
Failing that, you have a loan limit of 200,000 Cr with the insurance company.
If the cost of replacing your ship is more than 200,000 and you don't have enough money to do it even with that loan, then your only option is to take that Free Sidewinder and start all over again with 1,000 Cr.
Moral of ^that one is to always keep enough Cr in your account to rebuy your current ship + kit. You can open the Right UI and see the Rebuy Cost at any time.
*10% of all your income from restart onward will be automatically deducted until you have repaid the cost of the loan ship and equipment.